Asia Commercial Bank (ACB) — Cash Flow Quality Index

Latest as of December 2025: 17.72x

Asia Commercial Bank (ACB) has a Cash Flow Quality Index of 17.72x as of December 2025. Operating cash flow of ₫49.35 Trillion exceeds net income of ₫2.78 Trillion, indicating high earnings quality where cash backs reported profits. Explore ACB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

17.72x
Operating CF / Net Income

Operating Cash Flow

₫49.35 Trillion
VND

Net Income

₫2.78 Trillion
VND

Data as of

Dec 2025
Most recent filing

Asia Commercial Bank Cash Flow Quality Index (2019–2025)

Historical Cash Flow Quality Index for Asia Commercial Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Asia Commercial Bank generate cash.

Annual Cash Flow Quality Index for Asia Commercial Bank (2019–2025)

Year-by-year earnings quality comparison for Asia Commercial Bank.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 1.80x ₫28.16 Trillion ₫15.62 Trillion ▲ +261.5%
2024 0.50x ₫8.37 Trillion ₫16.79 Trillion ▼ -81.9%
2023 2.75x ₫44.11 Trillion ₫16.04 Trillion ▲ +243.6%
2022 -1.91x ₫-26.20 Trillion ₫13.69 Trillion ▼ -6.2%
2021 -1.80x ₫-17.32 Trillion ₫9.60 Trillion ▲ +64.3%
2020 -5.05x ₫-38.81 Trillion ₫7.68 Trillion ▲ +1.6%
2019 -5.13x ₫-30.85 Trillion ₫6.01 Trillion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.