Asia Commercial Bank (ACB) — Net Asset Quality Index

Latest as of December 2025: 9.2%

Asia Commercial Bank (ACB) has a Net Asset Quality Index of 9.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ₫1025.85 Trillion minus total liabilities of ₫931.33 Trillion yields net assets of ₫94.52 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See operational self-sufficiency of Asia Commercial Bank to measure how many days the company can operate on defensive assets alone.

Quality Index

9.2%
Equity / Total Assets

Net Assets

₫94.52 Trillion
VND

Total Assets

₫1025.85 Trillion
VND

Total Liabilities

₫931.33 Trillion
VND

Asia Commercial Bank Net Asset Quality Index Over Time (2019–2025)

This chart shows how Asia Commercial Bank's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the index stands at 9.2%, representing net assets of ₫94.52 Trillion against total assets of ₫1025.85 Trillion VND. Explore ACB cash generation efficiency to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Asia Commercial Bank (2019–2025)

The table below presents the year-by-year Net Asset Quality Index for Asia Commercial Bank from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see ACB market cap overview.

Year Quality Index Net Assets (VND) Total Assets Total Liabilities Change (pp)
2025 9.2% ₫94.52 Trillion ₫1025.85 Trillion ₫931.33 Trillion ▼ -0.4 pp
2024 9.7% ₫83.46 Trillion ₫864.01 Trillion ₫780.54 Trillion ▼ -0.2 pp
2023 9.9% ₫70.96 Trillion ₫718.79 Trillion ₫647.84 Trillion ▲ +0.3 pp
2022 9.6% ₫58.44 Trillion ₫607.88 Trillion ₫549.44 Trillion ▲ +1.1 pp
2021 8.5% ₫44.90 Trillion ₫527.77 Trillion ₫482.87 Trillion ▲ +0.5 pp
2020 8.0% ₫35.45 Trillion ₫444.53 Trillion ₫409.08 Trillion ▲ +0.7 pp
2019 7.2% ₫27.77 Trillion ₫383.51 Trillion ₫355.75 Trillion
pp = percentage points