Asia Commercial Bank (ACB) — Net Asset Quality Index
Asia Commercial Bank (ACB) has a Net Asset Quality Index of 9.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ₫1025.85 Trillion minus total liabilities of ₫931.33 Trillion yields net assets of ₫94.52 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Read Asia Commercial Bank balance sheet liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Asia Commercial Bank Net Asset Quality Index Over Time (2019–2025)
This chart shows how Asia Commercial Bank's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the index stands at 9.2%, representing net assets of ₫94.52 Trillion against total assets of ₫1025.85 Trillion VND. For live market cap and overall valuation, see ACB stock market capitalisation.
Annual Net Asset Quality Index for Asia Commercial Bank (2019–2025)
The table below presents the year-by-year Net Asset Quality Index for Asia Commercial Bank from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check strategic asset allocation of Asia Commercial Bank to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (VND) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.2% | ₫94.52 Trillion | ₫1025.85 Trillion | ₫931.33 Trillion | ▼ -0.4 pp |
| 2024 | 9.7% | ₫83.46 Trillion | ₫864.01 Trillion | ₫780.54 Trillion | ▼ -0.2 pp |
| 2023 | 9.9% | ₫70.96 Trillion | ₫718.79 Trillion | ₫647.84 Trillion | ▲ +0.3 pp |
| 2022 | 9.6% | ₫58.44 Trillion | ₫607.88 Trillion | ₫549.44 Trillion | ▲ +1.1 pp |
| 2021 | 8.5% | ₫44.90 Trillion | ₫527.77 Trillion | ₫482.87 Trillion | ▲ +0.5 pp |
| 2020 | 8.0% | ₫35.45 Trillion | ₫444.53 Trillion | ₫409.08 Trillion | ▲ +0.7 pp |
| 2019 | 7.2% | ₫27.77 Trillion | ₫383.51 Trillion | ₫355.75 Trillion | — |