Asia Commercial Bank (ACB) — Financial Flexibility Index
Asia Commercial Bank (ACB) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of ₫49.67 Trillion (operating CF ₫49.35 Trillion minus capex ₫323.11 Billion) represents 0% of total liabilities (₫931.33 Trillion). Check Asia Commercial Bank cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Asia Commercial Bank Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Asia Commercial Bank across 7 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Asia Commercial Bank.
Annual Financial Flexibility Index for Asia Commercial Bank (2019–2025)
Year-by-year free cash flow to debt coverage for Asia Commercial Bank. Explore ACB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (VND) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | ₫28.86 Trillion | ₫28.16 Trillion | ₫931.33 Trillion | ▲ +160.4% |
| 2024 | 0.01x | ₫9.29 Trillion | ₫8.37 Trillion | ₫780.54 Trillion | ▼ -82.8% |
| 2023 | 0.07x | ₫44.83 Trillion | ₫44.11 Trillion | ₫647.84 Trillion | ▲ +248.0% |
| 2022 | -0.05x | ₫-25.69 Trillion | ₫-26.20 Trillion | ₫549.44 Trillion | ▼ -35.4% |
| 2021 | -0.03x | ₫-16.68 Trillion | ₫-17.32 Trillion | ₫482.87 Trillion | ▲ +63.2% |
| 2020 | -0.09x | ₫-38.39 Trillion | ₫-38.81 Trillion | ₫409.08 Trillion | ▼ -10.1% |
| 2019 | -0.09x | ₫-30.31 Trillion | ₫-30.85 Trillion | ₫355.75 Trillion | — |