Asia Commercial Bank (ACB) — Financial Flexibility Index

Latest as of December 2025: 0.05x

Asia Commercial Bank (ACB) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of ₫49.67 Trillion (operating CF ₫49.35 Trillion minus capex ₫323.11 Billion) represents 0% of total liabilities (₫931.33 Trillion). Check Asia Commercial Bank strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫49.67 Trillion
Operating CF − Capex

Total Liabilities

₫931.33 Trillion
VND

Capital Expenditures

₫323.11 Billion
VND

Asia Commercial Bank Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Asia Commercial Bank across 7 annual periods. See Asia Commercial Bank (ACB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Asia Commercial Bank (2019–2025)

Year-by-year free cash flow to debt coverage for Asia Commercial Bank. For the full company profile including market capitalisation, see ACB company net worth.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.03x ₫28.86 Trillion ₫28.16 Trillion ₫931.33 Trillion ▲ +160.4%
2024 0.01x ₫9.29 Trillion ₫8.37 Trillion ₫780.54 Trillion ▼ -82.8%
2023 0.07x ₫44.83 Trillion ₫44.11 Trillion ₫647.84 Trillion ▲ +248.0%
2022 -0.05x ₫-25.69 Trillion ₫-26.20 Trillion ₫549.44 Trillion ▼ -35.4%
2021 -0.03x ₫-16.68 Trillion ₫-17.32 Trillion ₫482.87 Trillion ▲ +63.2%
2020 -0.09x ₫-38.39 Trillion ₫-38.81 Trillion ₫409.08 Trillion ▼ -10.1%
2019 -0.09x ₫-30.31 Trillion ₫-30.85 Trillion ₫355.75 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities