Asia Commercial Bank Financial Flexibility Index

Latest as of December 2025: 0.05x

Asia Commercial Bank financial flexibility index. Asia Commercial Bank (ACB) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of ₫49.67 Trillion (operating CF ₫49.35 Trillion minus capex ₫323.11 Billion) represents 0% of total liabilities (₫931.33 Trillion). See cash generation quality of Asia Commercial Bank to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫49.67 Trillion
Operating CF − Capex

Total Liabilities

₫931.33 Trillion
VND

Capital Expenditures

₫323.11 Billion
VND

Financial Flexibility Index of Asia Commercial Bank (2019–2025)

Financial flexibility index of Asia Commercial Bank from 2019 to 2025. Historical Financial Flexibility Index trend for Asia Commercial Bank across 7 annual periods. Check ACB cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Asia Commercial Bank Financial Flexibility Index by Year (2019–2025)

Asia Commercial Bank financial flexibility index by year from 2019 to 2025. Year-by-year free cash flow to debt coverage for Asia Commercial Bank. For the full cash flow conversion analysis, see ACB operating cash flow.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.03x ₫28.86 Trillion ₫28.16 Trillion ₫931.33 Trillion ▲ +160.4%
2024 0.01x ₫9.29 Trillion ₫8.37 Trillion ₫780.54 Trillion ▼ -82.8%
2023 0.07x ₫44.83 Trillion ₫44.11 Trillion ₫647.84 Trillion ▲ +248.0%
2022 -0.05x ₫-25.69 Trillion ₫-26.20 Trillion ₫549.44 Trillion ▼ -35.4%
2021 -0.03x ₫-16.68 Trillion ₫-17.32 Trillion ₫482.87 Trillion ▲ +63.2%
2020 -0.09x ₫-38.39 Trillion ₫-38.81 Trillion ₫409.08 Trillion ▼ -10.1%
2019 -0.09x ₫-30.31 Trillion ₫-30.85 Trillion ₫355.75 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities