BIDV Insurance Corp (BIC) — Cash Flow Quality Index
Latest as of June 2026:
-1.87x
BIDV Insurance Corp (BIC) has a Cash Flow Quality Index of -1.87x as of June 2026. Operating cash flow of ₫-240.43 Billion is below net income of ₫128.33 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BIC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-1.87x
Operating CF / Net Income
Operating Cash Flow
₫-240.43 Billion
VND
Net Income
₫128.33 Billion
VND
Data as of
Jun 2026
Most recent filing
BIDV Insurance Corp Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for BIDV Insurance Corp across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BIC cash generation efficiency.
Annual Cash Flow Quality Index for BIDV Insurance Corp (2019–2025)
Year-by-year earnings quality comparison for BIDV Insurance Corp.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | ₫325.96 Billion | ₫542.67 Billion | ▼ -17.2% |
| 2024 | 0.73x | ₫359.71 Billion | ₫495.81 Billion | ▲ +77.0% |
| 2023 | 0.41x | ₫184.60 Billion | ₫450.46 Billion | ▼ -70.1% |
| 2022 | 1.37x | ₫426.40 Billion | ₫311.52 Billion | ▲ +102.5% |
| 2021 | 0.68x | ₫267.23 Billion | ₫395.38 Billion | ▲ +660.0% |
| 2020 | -0.12x | ₫-35.52 Billion | ₫294.28 Billion | ▼ -129.1% |
| 2019 | 0.41x | ₫87.48 Billion | ₫211.09 Billion | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.