BIDV Insurance Corp (BIC) — Cash Flow Quality Index

Latest as of December 2025: -1.37x

BIDV Insurance Corp (BIC) has a Cash Flow Quality Index of -1.37x as of December 2025. Operating cash flow of ₫-168.07 Billion is below net income of ₫122.93 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BIC long-term investments to assets to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-1.37x
Operating CF / Net Income

Operating Cash Flow

₫-168.07 Billion
VND

Net Income

₫122.93 Billion
VND

Data as of

Dec 2025
Most recent filing

BIDV Insurance Corp Cash Flow Quality Index (2019–2025)

Historical Cash Flow Quality Index for BIDV Insurance Corp across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BIC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for BIDV Insurance Corp (2019–2025)

Year-by-year earnings quality comparison for BIDV Insurance Corp. For live market cap and the full company financial profile, see BIDV Insurance Corp stock valuation.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 0.48x ₫259.51 Billion ₫544.06 Billion ▼ -34.3%
2024 0.73x ₫359.71 Billion ₫495.81 Billion ▲ +77.0%
2023 0.41x ₫184.60 Billion ₫450.46 Billion ▼ -70.1%
2022 1.37x ₫426.40 Billion ₫311.52 Billion ▲ +102.5%
2021 0.68x ₫267.23 Billion ₫395.38 Billion ▲ +660.0%
2020 -0.12x ₫-35.52 Billion ₫294.28 Billion ▼ -129.1%
2019 0.41x ₫87.48 Billion ₫211.09 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.