BIDV Insurance Corp Net Assets
BIDV Insurance Corp net assets. Based on the latest financial reports, BIDV Insurance Corp (BIC) has net assets worth ₫3.56 Trillion VND (≈ $135.11 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₫10.09 Trillion ≈ $383.39 Million USD) and total liabilities (₫6.53 Trillion ≈ $248.28 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore BIDV Insurance Corp (BIC) net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₫3.56 Trillion |
| % of Total Assets | 35.24% |
| Annual Growth Rate | 7.1% |
| 5-Year Change | 31.36% |
| 10-Year Change | N/A |
| Growth Volatility | 3.85 |
Net Assets of BIDV Insurance Corp (2019–2025)
Net assets of BIDV Insurance Corp from 2019 to 2025. This chart illustrates how BIDV Insurance Corp's net assets have evolved over time, based on quarterly financial data. See BIDV Insurance Corp (BIC) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Net Assets for BIDV Insurance Corp (2019–2025)
The table below shows the annual net assets of BIDV Insurance Corp from 2019 to 2025. For live market cap and overall valuation, see BIDV Insurance Corp market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ₫3.38 Trillion ≈ $128.54 Million |
+14.09% |
| 2024-12-31 | ₫2.97 Trillion ≈ $112.66 Million |
+6.51% |
| 2023-12-31 | ₫2.78 Trillion ≈ $105.77 Million |
+7.14% |
| 2022-12-31 | ₫2.60 Trillion ≈ $98.72 Million |
+0.89% |
| 2021-12-31 | ₫2.58 Trillion ≈ $97.85 Million |
+6.53% |
| 2020-12-31 | ₫2.42 Trillion ≈ $91.85 Million |
+7.87% |
| 2019-12-31 | ₫2.24 Trillion ≈ $85.16 Million |
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Equity Component Analysis
This analysis shows how different components contribute to BIDV Insurance Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 46.7% over the analyzed period, indicating profitable operations and earnings retention.
BIDV Insurance Corp Net Assets Breakdown (December 2025)
BIDV Insurance Corp net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₫561.17 Billion | 17.27% |
| Other Components | ₫2.69 Trillion | 82.73% |
| Total Equity | ₫3.25 Trillion | 100.00% |
BIDV Insurance Corp Competitors by Market Cap
The table below lists competitors of BIDV Insurance Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Genomictree Inc.
KQ:228760
|
$143.23 Million |
|
HomeToGo SE
XETRA:HTG
|
$143.25 Million |
|
ROKISKIO SURIS PC EO 029
F:YTV
|
$143.31 Million |
|
Taisol Electronics Co Ltd
TW:3338
|
$143.34 Million |
|
Flügger group A/S
CO:FLUG-B
|
$143.14 Million |
|
Sai Gon Cargo Service Corp
VN:SCS
|
$143.12 Million |
|
Admiral Group PLC
LSE:ADM
|
$143.07 Million |
|
Empro Group Inc. Ordinary shares
NASDAQ:EMPG
|
$143.05 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BIDV Insurance Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,947,783,103,222 to 3,250,057,661,887, a change of 302,274,558,665 (10.3%).
- Net income of 542,667,153,567 contributed positively to equity growth.
- Dividend payments of 180,771,719,036 reduced retained earnings.
- Other factors decreased equity by 59,620,875,866.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₫542.67 Billion | +16.7% |
| Dividends Paid | ₫180.77 Billion | -5.56% |
| Other Changes | ₫-59.62 Billion | -1.83% |
| Total Change | ₫- | 10.25% |
Book Value vs Market Value Analysis
This analysis compares BIDV Insurance Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.16x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.99x to 1.16x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | ₫18897.20 | ₫18650.00 | x |
| 2020-12-31 | ₫20385.60 | ₫18650.00 | x |
| 2021-12-31 | ₫21729.87 | ₫18650.00 | x |
| 2022-12-31 | ₫21923.19 | ₫18650.00 | x |
| 2023-12-31 | ₫23542.22 | ₫18650.00 | x |
| 2024-12-31 | ₫25135.24 | ₫18650.00 | x |
| 2025-12-31 | ₫16084.06 | ₫18650.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BIDV Insurance Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.70%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.17%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 3.11x
- Recent ROE (16.70%) is above the historical average (14.18%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 9.52% | 10.95% | 0.35x | 2.48x | ₫-10.53 Billion |
| 2020 | 12.31% | 13.59% | 0.37x | 2.43x | ₫55.20 Billion |
| 2021 | 15.51% | 15.96% | 0.41x | 2.37x | ₫140.54 Billion |
| 2022 | 12.12% | 10.35% | 0.45x | 2.59x | ₫54.41 Billion |
| 2023 | 16.29% | 12.30% | 0.48x | 2.73x | ₫173.69 Billion |
| 2024 | 16.82% | 11.45% | 0.50x | 2.95x | ₫201.03 Billion |
| 2025 | 16.70% | 12.17% | 0.44x | 3.11x | ₫217.66 Billion |
Industry Comparison
This section compares BIDV Insurance Corp's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $19,902,608,518,620
- Average return on equity (ROE) among peers: 5.97%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BIDV Insurance Corp (BIC) | ₫3.56 Trillion | 9.52% | 1.84x | $143.18 Million |
| BaoViet Holdings (BVH) | $19.90 Trillion | 5.97% | 5.44x | $1.79 Billion |
About BIDV Insurance Corp
Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation engages in non-life insurance, reinsurance, financial investment, and other activities in Vietnam. The company provides health insurance, including combined personal, BIC care, worker's compensation, and 24/24 personal accident insurance products; travel and international travel insurance products; and car, motorcycl… Read more