BIDV Insurance Corp (BIC) — Financial Flexibility Index

Latest as of June 2026: -0.04x

BIDV Insurance Corp (BIC) has a Financial Flexibility Index of -0.04x as of June 2026. Free cash flow of ₫-232.07 Billion (operating CF ₫-240.43 Billion minus capex ₫8.35 Billion) represents 0% of total liabilities (₫6.53 Trillion). Check cash flow reinvestment rate of BIDV Insurance Corp to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫-232.07 Billion
Operating CF − Capex

Total Liabilities

₫6.53 Trillion
VND

Capital Expenditures

₫8.35 Billion
VND

BIDV Insurance Corp Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for BIDV Insurance Corp across 7 annual periods. For the full cash flow conversion analysis, see BIDV Insurance Corp cash flow conversion.

Annual Financial Flexibility Index for BIDV Insurance Corp (2019–2025)

Year-by-year free cash flow to debt coverage for BIDV Insurance Corp. Explore debt repayment capacity of BIDV Insurance Corp to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.05x ₫346.56 Billion ₫325.96 Billion ₫6.71 Trillion ▼ -24.1%
2024 0.07x ₫389.27 Billion ₫359.71 Billion ₫5.72 Trillion ▲ +69.6%
2023 0.04x ₫191.29 Billion ₫184.60 Billion ₫4.77 Trillion ▼ -62.7%
2022 0.11x ₫437.08 Billion ₫426.40 Billion ₫4.06 Trillion ▲ +31.8%
2021 0.08x ₫283.49 Billion ₫267.23 Billion ₫3.47 Trillion ▲ +892.0%
2020 -0.01x ₫-35.01 Billion ₫-35.52 Billion ₫3.39 Trillion ▼ -137.8%
2019 0.03x ₫88.72 Billion ₫87.48 Billion ₫3.25 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities