BIDV Insurance Corp (BIC) — Financial Flexibility Index

Latest as of December 2025: -0.02x

BIDV Insurance Corp (BIC) has a Financial Flexibility Index of -0.02x as of December 2025. Free cash flow of ₫-150.55 Billion (operating CF ₫-168.07 Billion minus capex ₫17.52 Billion) represents 0% of total liabilities (₫6.70 Trillion). Check BIC strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫-150.55 Billion
Operating CF − Capex

Total Liabilities

₫6.70 Trillion
VND

Capital Expenditures

₫17.52 Billion
VND

BIDV Insurance Corp Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for BIDV Insurance Corp across 7 annual periods. See BIDV Insurance Corp current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for BIDV Insurance Corp (2019–2025)

Year-by-year free cash flow to debt coverage for BIDV Insurance Corp. For the full company profile including market capitalisation, see BIDV Insurance Corp stock valuation.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.04x ₫281.53 Billion ₫259.51 Billion ₫6.70 Trillion ▼ -38.2%
2024 0.07x ₫389.27 Billion ₫359.71 Billion ₫5.72 Trillion ▲ +69.5%
2023 0.04x ₫191.29 Billion ₫184.60 Billion ₫4.77 Trillion ▼ -62.7%
2022 0.11x ₫437.08 Billion ₫426.40 Billion ₫4.06 Trillion ▲ +31.8%
2021 0.08x ₫283.49 Billion ₫267.23 Billion ₫3.47 Trillion ▲ +892.0%
2020 -0.01x ₫-35.01 Billion ₫-35.52 Billion ₫3.39 Trillion ▼ -137.8%
2019 0.03x ₫88.72 Billion ₫87.48 Billion ₫3.25 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities