Vietnam JSCmmercial Bank for Industry and Trade (CTG) — Cash Flow Quality Index

Latest as of December 2025: -0.22x

Vietnam JSCmmercial Bank for Industry and Trade (CTG) has a Cash Flow Quality Index of -0.22x as of December 2025. Operating cash flow of ₫-2.38 Trillion is below net income of ₫11.05 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of Vietnam JSCmmercial Bank for Industry an to assess how effectively this company generates cash.

Cash Flow Quality Index

-0.22x
Operating CF / Net Income

Operating Cash Flow

₫-2.38 Trillion
VND

Net Income

₫11.05 Trillion
VND

Data as of

Dec 2025
Most recent filing

Vietnam JSCmmercial Bank for Industry and Trade Cash Flow Quality Index (2019–2025)

Historical Cash Flow Quality Index for Vietnam JSCmmercial Bank for Industry and Trade across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Vietnam JSCmmercial Bank for Industry an cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Vietnam JSCmmercial Bank for Industry and Trade (2019–2025)

Year-by-year earnings quality comparison for Vietnam JSCmmercial Bank for Industry and Trade. For live market cap and the full company financial profile, see Vietnam JSCmmercial Bank for Industry an stock valuation.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 2.39x ₫82.64 Trillion ₫34.59 Trillion ▼ -40.8%
2024 4.03x ₫102.19 Trillion ₫25.34 Trillion ▲ +180.2%
2023 1.44x ₫28.77 Trillion ₫19.99 Trillion ▲ +133.2%
2022 -4.33x ₫-73.26 Trillion ₫16.91 Trillion ▲ +65.4%
2021 -12.52x ₫-176.43 Trillion ₫14.09 Trillion ▼ -57.5%
2020 -7.95x ₫-108.74 Trillion ₫13.68 Trillion ▼ -12.9%
2019 -7.04x ₫-66.60 Trillion ₫9.46 Trillion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.