Vietnam JSCmmercial Bank for Industry and Trade (CTG) — Cash Flow Quality Index
Vietnam JSCmmercial Bank for Industry and Trade (CTG) has a Cash Flow Quality Index of -0.22x as of December 2025. Operating cash flow of ₫-2.38 Trillion is below net income of ₫11.05 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore CTG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Vietnam JSCmmercial Bank for Industry and Trade Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Vietnam JSCmmercial Bank for Industry and Trade across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CTG operating cash flow.
Annual Cash Flow Quality Index for Vietnam JSCmmercial Bank for Industry and Trade (2019–2025)
Year-by-year earnings quality comparison for Vietnam JSCmmercial Bank for Industry and Trade.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.39x | ₫82.64 Trillion | ₫34.59 Trillion | ▼ -40.8% |
| 2024 | 4.03x | ₫102.19 Trillion | ₫25.34 Trillion | ▲ +180.2% |
| 2023 | 1.44x | ₫28.77 Trillion | ₫19.99 Trillion | ▲ +133.2% |
| 2022 | -4.33x | ₫-73.26 Trillion | ₫16.91 Trillion | ▲ +65.4% |
| 2021 | -12.52x | ₫-176.43 Trillion | ₫14.09 Trillion | ▼ -57.5% |
| 2020 | -7.95x | ₫-108.74 Trillion | ₫13.68 Trillion | ▼ -12.9% |
| 2019 | -7.04x | ₫-66.60 Trillion | ₫9.46 Trillion | — |