Viet Nam International Commercial Joint Stock Bank (VIB) — Cash Flow Quality Index
Viet Nam International Commercial Joint Stock Bank (VIB) has a Cash Flow Quality Index of 0.15x as of March 2026. Operating cash flow of ₫327.27 Billion is below net income of ₫2.24 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Viet Nam International Commercial Joint generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Viet Nam International Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Viet Nam International Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Viet Nam International Commercial Joint (VIB) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Viet Nam International Commercial Joint Stock Bank (2019–2025)
Year-by-year earnings quality comparison for Viet Nam International Commercial Joint Stock Bank. For live market cap and the full company financial profile, see Viet Nam International Commercial Joint market cap and net worth.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.78x | ₫12.94 Trillion | ₫7.29 Trillion | ▲ +957.1% |
| 2024 | -0.21x | ₫-1.49 Trillion | ₫7.20 Trillion | ▼ -105.9% |
| 2023 | 3.48x | ₫29.82 Trillion | ₫8.56 Trillion | ▲ +1437.7% |
| 2022 | 0.23x | ₫1.92 Trillion | ₫8.47 Trillion | ▲ +104.1% |
| 2021 | -5.55x | ₫-35.55 Trillion | ₫6.41 Trillion | ▲ +31.1% |
| 2020 | -8.05x | ₫-37.35 Trillion | ₫4.64 Trillion | ▼ -14.2% |
| 2019 | -7.05x | ₫-23.02 Trillion | ₫3.27 Trillion | — |