Viet Nam International Commercial Joint Stock Bank (VIB) — Cash Flow Quality Index
Viet Nam International Commercial Joint Stock Bank (VIB) has a Cash Flow Quality Index of 0.17x as of June 2026. Operating cash flow of ₫314.69 Billion is below net income of ₫1.91 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore Viet Nam International Commercial Joint cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Viet Nam International Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Viet Nam International Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Viet Nam International Commercial Joint generate cash.
Annual Cash Flow Quality Index for Viet Nam International Commercial Joint Stock Bank (2019–2025)
Year-by-year earnings quality comparison for Viet Nam International Commercial Joint Stock Bank.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.78x | ₫12.94 Trillion | ₫7.29 Trillion | ▲ +957.1% |
| 2024 | -0.21x | ₫-1.49 Trillion | ₫7.20 Trillion | ▼ -105.9% |
| 2023 | 3.48x | ₫29.82 Trillion | ₫8.56 Trillion | ▲ +1437.7% |
| 2022 | 0.23x | ₫1.92 Trillion | ₫8.47 Trillion | ▲ +104.1% |
| 2021 | -5.55x | ₫-35.55 Trillion | ₫6.41 Trillion | ▲ +31.1% |
| 2020 | -8.05x | ₫-37.35 Trillion | ₫4.64 Trillion | ▼ -14.2% |
| 2019 | -7.05x | ₫-23.02 Trillion | ₫3.27 Trillion | — |