Viet Nam International Commercial Joint Stock Bank (VIB) — Cash Flow Quality Index
Viet Nam International Commercial Joint Stock Bank (VIB) has a Cash Flow Quality Index of 0.15x as of March 2026. Operating cash flow of ₫327.27 Billion is below net income of ₫2.24 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore Viet Nam International Commercial Joint long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Viet Nam International Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Viet Nam International Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Viet Nam International Commercial Joint (VIB) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Viet Nam International Commercial Joint Stock Bank (2019–2025)
Year-by-year earnings quality comparison for Viet Nam International Commercial Joint Stock Bank. For live market cap and the full company financial profile, see Viet Nam International Commercial Joint (VIB) total market value.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.78x | ₫12.94 Trillion | ₫7.29 Trillion | ▲ +957.1% |
| 2024 | -0.21x | ₫-1.49 Trillion | ₫7.20 Trillion | ▼ -105.9% |
| 2023 | 3.48x | ₫29.82 Trillion | ₫8.56 Trillion | ▲ +1437.7% |
| 2022 | 0.23x | ₫1.92 Trillion | ₫8.47 Trillion | ▲ +104.1% |
| 2021 | -5.55x | ₫-35.55 Trillion | ₫6.41 Trillion | ▲ +31.1% |
| 2020 | -8.05x | ₫-37.35 Trillion | ₫4.64 Trillion | ▼ -14.2% |
| 2019 | -7.05x | ₫-23.02 Trillion | ₫3.27 Trillion | — |