Viet Nam International Commercial Joint Stock Bank Cash Flow Quality Index
Viet Nam International Commercial Joint Stock Bank cash flow quality index. Viet Nam International Commercial Joint Stock Bank (VIB) has a Cash Flow Quality Index of 0.17x as of June 2026. Operating cash flow of ₫314.69 Billion is below net income of ₫1.91 Trillion, suggesting accrual-heavy earnings not yet converted to cash. Explore Viet Nam International Commercial Joint (VIB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Viet Nam International Commercial Joint Stock Bank (2019–2025)
Cash flow quality index of Viet Nam International Commercial Joint Stock Bank from 2019 to 2025. Historical Cash Flow Quality Index for Viet Nam International Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. See VIB net asset quality index to measure how much of total assets are equity-financed.
Viet Nam International Commercial Joint Stock Bank Cash Flow Quality Index by Year (2019–2025)
Viet Nam International Commercial Joint Stock Bank cash flow quality index by year from 2019 to 2025. Year-by-year earnings quality comparison for Viet Nam International Commercial Joint Stock Bank. For the full cash flow conversion analysis, see cash flow conversion of Viet Nam International Commercial Joint .
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.78x | ₫12.94 Trillion | ₫7.29 Trillion | ▲ +957.1% |
| 2024 | -0.21x | ₫-1.49 Trillion | ₫7.20 Trillion | ▼ -105.9% |
| 2023 | 3.48x | ₫29.82 Trillion | ₫8.56 Trillion | ▲ +1437.7% |
| 2022 | 0.23x | ₫1.92 Trillion | ₫8.47 Trillion | ▲ +104.1% |
| 2021 | -5.55x | ₫-35.55 Trillion | ₫6.41 Trillion | ▲ +31.1% |
| 2020 | -8.05x | ₫-37.35 Trillion | ₫4.64 Trillion | ▼ -14.2% |
| 2019 | -7.05x | ₫-23.02 Trillion | ₫3.27 Trillion | — |