Viet Nam International Commercial Joint Stock Bank (VIB) — Financial Flexibility Index
Viet Nam International Commercial Joint Stock Bank (VIB) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of ₫467.55 Billion (operating CF ₫314.69 Billion minus capex ₫152.87 Billion) represents 0% of total liabilities (₫533.16 Trillion). Check how aggressively does Viet Nam International Commercial Joint reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Viet Nam International Commercial Joint Stock Bank Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Viet Nam International Commercial Joint Stock Bank across 6 annual periods. For the full cash flow conversion analysis, see Viet Nam International Commercial Joint (VIB) cash flow conversion.
Annual Financial Flexibility Index for Viet Nam International Commercial Joint Stock Bank (2020–2025)
Year-by-year free cash flow to debt coverage for Viet Nam International Commercial Joint Stock Bank. Explore VIB cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (VND) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | ₫13.17 Trillion | ₫12.94 Trillion | ₫509.19 Trillion | ▲ +1021.1% |
| 2024 | 0.00x | ₫-1.27 Trillion | ₫-1.49 Trillion | ₫451.30 Trillion | ▼ -103.5% |
| 2023 | 0.08x | ₫30.04 Trillion | ₫29.82 Trillion | ₫371.94 Trillion | ▲ +1060.6% |
| 2022 | 0.01x | ₫2.16 Trillion | ₫1.92 Trillion | ₫310.15 Trillion | ▲ +105.6% |
| 2021 | -0.12x | ₫-35.22 Trillion | ₫-35.55 Trillion | ₫285.23 Trillion | ▲ +24.8% |
| 2020 | -0.16x | ₫-37.22 Trillion | ₫-37.35 Trillion | ₫226.70 Trillion | — |