Viet Nam International Commercial Joint Stock Bank (VIB) — Financial Flexibility Index
Viet Nam International Commercial Joint Stock Bank (VIB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of ₫527.05 Billion (operating CF ₫327.27 Billion minus capex ₫199.79 Billion) represents 0% of total liabilities (₫515.00 Trillion). Check Viet Nam International Commercial Joint strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Viet Nam International Commercial Joint Stock Bank Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Viet Nam International Commercial Joint Stock Bank across 6 annual periods. See Viet Nam International Commercial Joint (VIB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Viet Nam International Commercial Joint Stock Bank (2020–2025)
Year-by-year free cash flow to debt coverage for Viet Nam International Commercial Joint Stock Bank. For the full company profile including market capitalisation, see VIB market cap.
| Year | Flexibility Index | Free Cash Flow (VND) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | ₫13.17 Trillion | ₫12.94 Trillion | ₫509.19 Trillion | ▲ +1021.1% |
| 2024 | 0.00x | ₫-1.27 Trillion | ₫-1.49 Trillion | ₫451.30 Trillion | ▼ -103.5% |
| 2023 | 0.08x | ₫30.04 Trillion | ₫29.82 Trillion | ₫371.94 Trillion | ▲ +1060.6% |
| 2022 | 0.01x | ₫2.16 Trillion | ₫1.92 Trillion | ₫310.15 Trillion | ▲ +105.6% |
| 2021 | -0.12x | ₫-35.22 Trillion | ₫-35.55 Trillion | ₫285.23 Trillion | ▲ +24.8% |
| 2020 | -0.16x | ₫-37.22 Trillion | ₫-37.35 Trillion | ₫226.70 Trillion | — |