Viet Nam International Commercial Joint Stock Bank (VIB) - Total Assets
Based on the latest financial reports, Viet Nam International Commercial Joint Stock Bank (VIB) holds total assets worth ₫530.91 Trillion VND (≈ $20.17 Billion USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Viet Nam International Commercial Joint shareholders equity for net asset value and shareholders' equity analysis.
Viet Nam International Commercial Joint Stock Bank - Total Assets Trend (2020–2024)
This chart illustrates how Viet Nam International Commercial Joint Stock Bank's total assets have evolved over time, based on quarterly financial data.
Viet Nam International Commercial Joint Stock Bank - Asset Composition Analysis
Current Asset Composition (December 2024)
Viet Nam International Commercial Joint Stock Bank's total assets of ₫530.91 Trillion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (VND) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₫0.00 | 12.5% |
| Accounts Receivable | ₫0.00 | 0.0% |
| Inventory | ₫0.00 | 0.0% |
| Property, Plant & Equipment | ₫0.00 | 0.0% |
| Intangible Assets | ₫302.06 Billion | 0.1% |
| Goodwill | ₫0.00 | 0.0% |
Asset Composition Trend (2020–2024)
This chart illustrates how Viet Nam International Commercial Joint Stock Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Viet Nam International Commercial Joint stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Viet Nam International Commercial Joint Stock Bank's current assets represent 0.0% of total assets in 2024, a decrease from 13.6% in 2020.
- Cash Position: Cash and equivalents constituted 12.5% of total assets in 2024, up from 11.8% in 2020.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2020.
- Asset Diversification: The largest asset category is intangible assets at 0.1% of total assets.
Viet Nam International Commercial Joint Stock Bank Competitors by Total Assets
Key competitors of Viet Nam International Commercial Joint Stock Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.15 Billion |
|
Bank Agris Tbk
JK:AGRS
|
Indonesia | Rp22.51 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC720.00 Million |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
|
Indonesia | Rp21.66 Trillion |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$42.00 Trillion |
Viet Nam International Commercial Joint Stock Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.24 | - | - |
| Quick Ratio | 0.24 | - | - |
| Cash Ratio | 0.00 | - | - |
| Working Capital | ₫-191.96 Trillion | - | - |
Viet Nam International Commercial Joint Stock Bank - Advanced Valuation Insights
This section examines the relationship between Viet Nam International Commercial Joint Stock Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.30 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 20.3% |
| Total Assets | ₫493.16 Trillion |
| Market Capitalization | $2.11 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Viet Nam International Commercial Joint Stock Bank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Viet Nam International Commercial Joint Stock Bank's assets grew by 20.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Viet Nam International Commercial Joint Stock Bank (2020–2024)
The table below shows the annual total assets of Viet Nam International Commercial Joint Stock Bank from 2020 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | ₫493.16 Trillion ≈ $18.74 Billion |
+20.32% |
| 2023-12-31 | ₫409.88 Trillion ≈ $15.57 Billion |
+19.57% |
| 2022-12-31 | ₫342.80 Trillion ≈ $13.02 Billion |
+10.75% |
| 2021-12-31 | ₫309.52 Trillion ≈ $11.76 Billion |
+26.50% |
| 2020-12-31 | ₫244.68 Trillion ≈ $9.30 Billion |
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About Viet Nam International Commercial Joint Stock Bank
Vietnam International Commercial Joint Stock Bank provides various banking products and services to organizations and individuals primarily in Vietnam. The company offers current, business, and digi accounts; term, foreign term, and flexi deposits; savings; mortgage, new and used auto purchase, apartment, home refinancing, unsecured personal, working capital, and business investment loans; and sh… Read more