Independent Bank (INDB) — Cash Flow Reinvestment Rate
Independent Bank (INDB) has a Cash Flow Reinvestment Rate of 0.05x as of March 2026, reinvesting $5.60 Million (capex $5.60 Million ) from operating cash flow of $118.02 Million. Explore capital reinvestment ratio of Independent Bank to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Independent Bank Cash Flow Reinvestment Rate (1991–2025)
Historical reinvestment intensity for Independent Bank across 35 annual periods. Also explore INDB asset base for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Independent Bank (1991–2025)
Year-by-year capital reinvestment analysis for Independent Bank. For live market cap and broader valuation context, see how much is Independent Bank worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.15x | $36.53 Million | $251.16 Million | $12.13 Million | ▼ -37.4% |
| 2024 | 0.23x | $53.45 Million | $229.92 Million | $20.43 Million | ▼ -71.7% |
| 2023 | 0.82x | $227.49 Million | $276.99 Million | $15.84 Million | ▼ -66.2% |
| 2022 | 2.43x | $1.02 Billion | $421.20 Million | $22.07 Million | ▼ -70.4% |
| 2021 | 8.19x | $1.56 Billion | $190.22 Million | $25.20 Million | ▲ +10.7% |
| 2020 | 7.40x | $478.21 Million | $64.64 Million | $12.59 Million | ▲ +900.8% |
| 2019 | 0.74x | $160.07 Million | $216.52 Million | $16.58 Million | ▼ -72.1% |
| 2018 | 2.65x | $376.12 Million | $141.84 Million | $11.11 Million | ▲ +6.7% |
| 2017 | 2.49x | $325.34 Million | $130.91 Million | $25.08 Million | ▼ -3.9% |
| 2016 | 2.59x | $241.49 Million | $93.34 Million | $10.39 Million | ▲ +25.8% |
| 2015 | 2.06x | $184.21 Million | $89.54 Million | $10.49 Million | ▼ -33.1% |
| 2014 | 3.08x | $277.79 Million | $90.31 Million | $7.68 Million | ▲ +92.3% |
| 2013 | 1.60x | $226.07 Million | $141.34 Million | $9.29 Million | ▼ -73.5% |
| 2012 | 6.04x | $265.44 Million | $43.95 Million | $6.26 Million | ▲ +74.1% |
| 2011 | 3.47x | $195.88 Million | $56.47 Million | $8.32 Million | ▲ +2204.6% |
| 2010 | 0.15x | $7.02 Million | $46.65 Million | $7.02 Million | ▼ -28.4% |
| 2009 | 0.21x | $6.60 Million | $31.42 Million | $6.60 Million | ▼ -43.5% |
| 2008 | 0.37x | $8.22 Million | $22.10 Million | $8.22 Million | ▲ +140.3% |
| 2007 | 0.15x | $5.83 Million | $37.63 Million | $5.83 Million | ▲ +23.2% |
| 2006 | 0.13x | $4.19 Million | $33.35 Million | $4.19 Million | ▲ +6.6% |
| 2005 | 0.12x | $5.39 Million | $45.78 Million | $5.39 Million | ▼ -52.4% |
| 2004 | 0.25x | $4.79 Million | $19.32 Million | $4.79 Million | ▲ +88.4% |
| 2003 | 0.13x | $5.61 Million | $42.69 Million | $5.61 Million | ▼ -38.8% |
| 2002 | 0.21x | $5.06 Million | $23.53 Million | $5.06 Million | ▲ +48.9% |
| 2001 | 0.14x | $4.14 Million | $28.67 Million | $4.14 Million | ▼ -72.8% |
| 2000 | 0.53x | $9.31 Million | $17.56 Million | $9.31 Million | ▲ +682.9% |
| 1999 | 0.07x | $2.25 Million | $33.15 Million | $2.25 Million | ▼ -68.6% |
| 1998 | 0.22x | $5.00 Million | $23.20 Million | $5.00 Million | ▼ -6.1% |
| 1997 | 0.23x | $4.20 Million | $18.30 Million | $4.20 Million | ▼ -6.3% |
| 1996 | 0.25x | $3.70 Million | $15.10 Million | $3.70 Million | ▲ +23.2% |
| 1995 | 0.20x | $3.50 Million | $17.60 Million | $3.50 Million | ▲ +45.6% |
| 1994 | 0.14x | $2.50 Million | $18.30 Million | $2.50 Million | ▲ +135.3% |
| 1993 | 0.06x | $900.00K | $15.50 Million | $900.00K | ▲ +48.1% |
| 1992 | 0.04x | $600.00K | $15.30 Million | $600.00K | ▲ +46.4% |
| 1991 | 0.03x | $300.00K | $11.20 Million | $300.00K | — |