Synchrony Financial (SYF) — Cash Flow Reinvestment Rate
Synchrony Financial (SYF) has a Cash Flow Reinvestment Rate of 0.15x as of December 2025, reinvesting $371.00 Million (capex $0.00 plus investments $371.00 Million) from operating cash flow of $2.45 Billion. Explore Synchrony Financial capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Synchrony Financial Cash Flow Reinvestment Rate (2011–2025)
Historical reinvestment intensity for Synchrony Financial across 15 annual periods. Also explore Synchrony Financial balance sheet assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Synchrony Financial (2011–2025)
Year-by-year capital reinvestment analysis for Synchrony Financial. For live market cap and broader valuation context, see Synchrony Financial (SYF) market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | $765.00 Million | $9.85 Billion | $0.00 | ▼ -91.4% |
| 2024 | 0.90x | $8.90 Billion | $9.85 Billion | $0.00 | ▼ -45.4% |
| 2023 | 1.66x | $14.23 Billion | $8.59 Billion | $0.00 | ▲ +14.5% |
| 2022 | 1.45x | $9.69 Billion | $6.69 Billion | $0.00 | ▲ +140.8% |
| 2021 | 0.60x | $4.26 Billion | $7.10 Billion | $0.00 | ▲ +4064.9% |
| 2020 | 0.01x | $108.00 Million | $7.49 Billion | $0.00 | ▼ -60.3% |
| 2019 | 0.04x | $327.00 Million | $8.99 Billion | $0.00 | ▼ -98.1% |
| 2018 | 1.95x | $18.23 Billion | $9.34 Billion | $0.00 | ▲ +91.9% |
| 2017 | 1.02x | $9.07 Billion | $8.92 Billion | $0.00 | ▼ -47.2% |
| 2016 | 1.93x | $13.15 Billion | $6.82 Billion | $0.00 | ▲ +7.6% |
| 2015 | 1.79x | $11.07 Billion | $6.18 Billion | $0.00 | ▲ +5840.0% |
| 2014 | 0.03x | $161.00 Million | $5.34 Billion | $0.00 | ▼ -97.6% |
| 2013 | 1.28x | $7.27 Billion | $5.68 Billion | $7.27 Billion | — |
| 2012 | 0.00x | $0.00 | $5.64 Billion | $0.00 | ▼ -100.0% |
| 2011 | 0.85x | $4.68 Billion | $5.52 Billion | $4.68 Billion | — |