Synchrony Financial Cash Flow Reinvestment Rate
Synchrony Financial cash flow reinvestment rate. Synchrony Financial (SYF) has a Cash Flow Reinvestment Rate of 0.15x as of December 2025, reinvesting $371.00 Million (capex $0.00 plus investments $371.00 Million) from operating cash flow of $2.45 Billion. Explore Synchrony Financial debt service capacity to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Synchrony Financial (2011–2025)
Cash flow reinvestment rate of Synchrony Financial from 2011 to 2025. Historical reinvestment intensity for Synchrony Financial across 15 annual periods. Explore Synchrony Financial (SYF) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Synchrony Financial Cash Flow Reinvestment Rate by Year (2011–2025)
Synchrony Financial cash flow reinvestment rate by year from 2011 to 2025. Year-by-year capital reinvestment analysis for Synchrony Financial. For the full cash flow conversion analysis, see Synchrony Financial operating cash flow efficiency.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | $765.00 Million | $9.85 Billion | $0.00 | ▼ -91.4% |
| 2024 | 0.90x | $8.90 Billion | $9.85 Billion | $0.00 | ▼ -45.4% |
| 2023 | 1.66x | $14.23 Billion | $8.59 Billion | $0.00 | ▲ +14.5% |
| 2022 | 1.45x | $9.69 Billion | $6.69 Billion | $0.00 | ▲ +140.8% |
| 2021 | 0.60x | $4.26 Billion | $7.10 Billion | $0.00 | ▲ +4064.9% |
| 2020 | 0.01x | $108.00 Million | $7.49 Billion | $0.00 | ▼ -60.3% |
| 2019 | 0.04x | $327.00 Million | $8.99 Billion | $0.00 | ▼ -98.1% |
| 2018 | 1.95x | $18.23 Billion | $9.34 Billion | $0.00 | ▲ +91.9% |
| 2017 | 1.02x | $9.07 Billion | $8.92 Billion | $0.00 | ▼ -47.2% |
| 2016 | 1.93x | $13.15 Billion | $6.82 Billion | $0.00 | ▲ +7.6% |
| 2015 | 1.79x | $11.07 Billion | $6.18 Billion | $0.00 | ▲ +5840.0% |
| 2014 | 0.03x | $161.00 Million | $5.34 Billion | $0.00 | ▼ -97.6% |
| 2013 | 1.28x | $7.27 Billion | $5.68 Billion | $7.27 Billion | — |
| 2012 | 0.00x | $0.00 | $5.64 Billion | $0.00 | ▼ -100.0% |
| 2011 | 0.85x | $4.68 Billion | $5.52 Billion | $4.68 Billion | — |