Synchrony Financial (SYF) — Free Cash Flow Generation Index
Synchrony Financial (SYF) has a Free Cash Flow Generation Index of 1.00x as of December 2025. Free cash flow of $2.45 Billion represents 1% of operating cash flow ($2.45 Billion). Read debt load of Synchrony Financial for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Synchrony Financial Free Cash Flow Generation Index (2011–2025)
Historical FCF Generation Index trend for Synchrony Financial across 15 annual periods. Explore Synchrony Financial capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Synchrony Financial (2011–2025)
Year-by-year Free Cash Flow Generation Index for Synchrony Financial. For the full company profile including market capitalisation, see Synchrony Financial (SYF) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $9.85 Billion | $9.85 Billion | $0.00 | ▲ +0.0% |
| 2024 | 1.00x | $9.85 Billion | $9.85 Billion | $0.00 | ▲ +0.0% |
| 2023 | 1.00x | $8.59 Billion | $8.59 Billion | $0.00 | ▲ +0.0% |
| 2022 | 1.00x | $6.69 Billion | $6.69 Billion | $0.00 | ▲ +0.0% |
| 2021 | 1.00x | $7.10 Billion | $7.10 Billion | $0.00 | ▲ +0.0% |
| 2020 | 1.00x | $7.49 Billion | $7.49 Billion | $0.00 | ▲ +0.0% |
| 2019 | 1.00x | $8.99 Billion | $8.99 Billion | $0.00 | ▲ +0.0% |
| 2018 | 1.00x | $9.34 Billion | $9.34 Billion | $0.00 | ▲ +0.0% |
| 2017 | 1.00x | $8.92 Billion | $8.92 Billion | $0.00 | ▲ +0.0% |
| 2016 | 1.00x | $6.82 Billion | $6.82 Billion | $0.00 | ▲ +0.0% |
| 2015 | 1.00x | $6.18 Billion | $6.18 Billion | $0.00 | ▲ +0.0% |
| 2014 | 1.00x | $5.34 Billion | $5.34 Billion | $0.00 | ▲ +456.5% |
| 2013 | -0.28x | $-1.59 Billion | $5.68 Billion | $7.27 Billion | ▼ -128.1% |
| 2012 | 1.00x | $5.64 Billion | $5.64 Billion | $0.00 | ▲ +558.2% |
| 2011 | 0.15x | $838.00 Million | $5.52 Billion | $4.68 Billion | — |