Synchrony Financial Free Cash Flow Generation Index

Latest as of December 2025: 1.00x

Synchrony Financial free cash flow generation index. Synchrony Financial (SYF) has a Free Cash Flow Generation Index of 1.00x as of December 2025. Free cash flow of $2.45 Billion represents 1% of operating cash flow ($2.45 Billion).

FCF Generation Index

1.00x
Free Cash Flow / Operating CF

Free Cash Flow

$2.45 Billion
USD

Operating Cash Flow

$2.45 Billion
USD

Capital Expenditures

$0.00
USD

Free Cash Flow Generation Index of Synchrony Financial (2011–2025)

Free cash flow generation index of Synchrony Financial from 2011 to 2025. Historical FCF Generation Index trend for Synchrony Financial across 15 annual periods. See SYF free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Synchrony Financial Free Cash Flow Generation Index by Year (2011–2025)

Synchrony Financial free cash flow generation index by year from 2011 to 2025. Year-by-year Free Cash Flow Generation Index for Synchrony Financial. For the full cash flow conversion analysis, see how efficiently does Synchrony Financial generate cash.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 1.00x $9.85 Billion $9.85 Billion $0.00 ▲ +0.0%
2024 1.00x $9.85 Billion $9.85 Billion $0.00 ▲ +0.0%
2023 1.00x $8.59 Billion $8.59 Billion $0.00 ▲ +0.0%
2022 1.00x $6.69 Billion $6.69 Billion $0.00 ▲ +0.0%
2021 1.00x $7.10 Billion $7.10 Billion $0.00 ▲ +0.0%
2020 1.00x $7.49 Billion $7.49 Billion $0.00 ▲ +0.0%
2019 1.00x $8.99 Billion $8.99 Billion $0.00 ▲ +0.0%
2018 1.00x $9.34 Billion $9.34 Billion $0.00 ▲ +0.0%
2017 1.00x $8.92 Billion $8.92 Billion $0.00 ▲ +0.0%
2016 1.00x $6.82 Billion $6.82 Billion $0.00 ▲ +0.0%
2015 1.00x $6.18 Billion $6.18 Billion $0.00 ▲ +0.0%
2014 1.00x $5.34 Billion $5.34 Billion $0.00 ▲ +456.5%
2013 -0.28x $-1.59 Billion $5.68 Billion $7.27 Billion ▼ -128.1%
2012 1.00x $5.64 Billion $5.64 Billion $0.00 ▲ +558.2%
2011 0.15x $838.00 Million $5.52 Billion $4.68 Billion —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).