Synchrony Financial (SYF) — Free Cash Flow Generation Index
Synchrony Financial (SYF) has a Free Cash Flow Generation Index of 1.00x as of December 2025. Free cash flow of $2.45 Billion represents 1% of operating cash flow ($2.45 Billion). See Synchrony Financial short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Synchrony Financial Free Cash Flow Generation Index (2011–2025)
Historical FCF Generation Index trend for Synchrony Financial across 15 annual periods. Explore how well can Synchrony Financial service its debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Synchrony Financial (2011–2025)
Year-by-year Free Cash Flow Generation Index for Synchrony Financial. For the full company profile including market capitalisation, see Synchrony Financial (SYF) total market value.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $9.85 Billion | $9.85 Billion | $0.00 | ▲ +0.0% |
| 2024 | 1.00x | $9.85 Billion | $9.85 Billion | $0.00 | ▲ +0.0% |
| 2023 | 1.00x | $8.59 Billion | $8.59 Billion | $0.00 | ▲ +0.0% |
| 2022 | 1.00x | $6.69 Billion | $6.69 Billion | $0.00 | ▲ +0.0% |
| 2021 | 1.00x | $7.10 Billion | $7.10 Billion | $0.00 | ▲ +0.0% |
| 2020 | 1.00x | $7.49 Billion | $7.49 Billion | $0.00 | ▲ +0.0% |
| 2019 | 1.00x | $8.99 Billion | $8.99 Billion | $0.00 | ▲ +0.0% |
| 2018 | 1.00x | $9.34 Billion | $9.34 Billion | $0.00 | ▲ +0.0% |
| 2017 | 1.00x | $8.92 Billion | $8.92 Billion | $0.00 | ▲ +0.0% |
| 2016 | 1.00x | $6.82 Billion | $6.82 Billion | $0.00 | ▲ +0.0% |
| 2015 | 1.00x | $6.18 Billion | $6.18 Billion | $0.00 | ▲ +0.0% |
| 2014 | 1.00x | $5.34 Billion | $5.34 Billion | $0.00 | ▲ +456.5% |
| 2013 | -0.28x | $-1.59 Billion | $5.68 Billion | $7.27 Billion | ▼ -128.1% |
| 2012 | 1.00x | $5.64 Billion | $5.64 Billion | $0.00 | ▲ +558.2% |
| 2011 | 0.15x | $838.00 Million | $5.52 Billion | $4.68 Billion | — |