Synchrony Financial Strategic Asset Allocation Index

Latest as of December 2025: 14.0%

Synchrony Financial strategic asset allocation index. Synchrony Financial (SYF) has a Strategic Asset Allocation Index of 14.0% as of December 2025. Strategic assets (PP&E of $- plus long-term investments of $2.35 Billion) total $2.35 Billion, measured against net assets of $16.77 Billion. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. See Synchrony Financial (SYF) balance sheet quality index to measure how much of total assets are equity-financed.

SAAI

14.0%
Strategic Assets / Net Assets

Strategic Assets

$2.35 Billion
PP&E + LT Investments

PP&E

$-
USD

Net Assets

$16.77 Billion
USD

Strategic Asset Allocation Index of Synchrony Financial (2014–2025)

Strategic asset allocation index of Synchrony Financial from 2014 to 2025. This chart shows how Synchrony Financial's Strategic Asset Allocation Index has evolved across 12 annual periods from 2014 to 2025. As of December 2025, the index stands at 14.0%, representing strategic assets of $2.35 Billion against net assets of $16.77 Billion USD. Check SYF tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Synchrony Financial Strategic Asset Allocation Index by Year (2014–2025)

Synchrony Financial strategic asset allocation index by year from 2014 to 2025. The table below presents the year-by-year Strategic Asset Allocation Index for Synchrony Financial from 2014 to 2025, covering 12 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Synchrony Financial market cap and net worth.

Year SAAI Strategic Assets (USD) PP&E LT Investments Net Assets Change (pp)
2025 14.0% $2.35 Billion $- $2.35 Billion $16.77 Billion ▼ -4.6 pp
2024 18.6% $3.08 Billion $- $3.08 Billion $16.58 Billion ▼ -8.8 pp
2023 27.3% $3.80 Billion $- $3.80 Billion $13.90 Billion ▼ -10.6 pp
2022 37.9% $4.88 Billion $- $4.88 Billion $12.87 Billion ▼ -0.8 pp
2021 38.7% $5.28 Billion $- $5.28 Billion $13.65 Billion ▼ -20.1 pp
2020 58.8% $7.47 Billion $- $7.47 Billion $12.70 Billion ▼ -486.9 pp
2019 545.7% $82.34 Billion $- $82.34 Billion $15.09 Billion ▼ -45.0 pp
2018 590.8% $86.71 Billion $- $86.71 Billion $14.68 Billion ▲ +54.2 pp
2017 536.6% $76.37 Billion $0.00 $76.37 Billion $14.23 Billion ▲ +29.4 pp
2016 507.1% $71.99 Billion $0.00 $71.99 Billion $14.20 Billion ▼ -6.9 pp
2015 514.1% $64.79 Billion $0.00 $64.79 Billion $12.60 Billion ▼ -43.1 pp
2014 557.2% $58.38 Billion $0.00 $58.38 Billion $10.48 Billion —
pp = percentage points