Synchrony Financial (SYF) — Strategic Asset Allocation Index
Synchrony Financial (SYF) has a Strategic Asset Allocation Index of 14.0% as of December 2025. Strategic assets (PP&E of $- plus long-term investments of $2.35 Billion) total $2.35 Billion, measured against net assets of $16.77 Billion. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. Check financial resilience of Synchrony Financial to evaluate the company's liquid asset resilience ratio.
SAAI
Strategic Assets
PP&E
Net Assets
Synchrony Financial Strategic Asset Allocation Index (2014–2025)
This chart shows how Synchrony Financial's Strategic Asset Allocation Index has evolved across 12 annual periods from 2014 to 2025. As of December 2025, the index stands at 14.0%, representing strategic assets of $2.35 Billion against net assets of $16.77 Billion USD. See Synchrony Financial leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Annual Strategic Asset Allocation Index for Synchrony Financial (2014–2025)
The table below presents the year-by-year Strategic Asset Allocation Index for Synchrony Financial from 2014 to 2025, covering 12 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see market value of Synchrony Financial.
| Year | SAAI | Strategic Assets (USD) | PP&E | LT Investments | Net Assets | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 14.0% | $2.35 Billion | $- | $2.35 Billion | $16.77 Billion | ▼ -4.6 pp |
| 2024 | 18.6% | $3.08 Billion | $- | $3.08 Billion | $16.58 Billion | ▼ -8.8 pp |
| 2023 | 27.3% | $3.80 Billion | $- | $3.80 Billion | $13.90 Billion | ▼ -10.6 pp |
| 2022 | 37.9% | $4.88 Billion | $- | $4.88 Billion | $12.87 Billion | ▼ -0.8 pp |
| 2021 | 38.7% | $5.28 Billion | $- | $5.28 Billion | $13.65 Billion | ▼ -20.1 pp |
| 2020 | 58.8% | $7.47 Billion | $- | $7.47 Billion | $12.70 Billion | ▼ -486.9 pp |
| 2019 | 545.7% | $82.34 Billion | $- | $82.34 Billion | $15.09 Billion | ▼ -45.0 pp |
| 2018 | 590.8% | $86.71 Billion | $- | $86.71 Billion | $14.68 Billion | ▲ +54.2 pp |
| 2017 | 536.6% | $76.37 Billion | $0.00 | $76.37 Billion | $14.23 Billion | ▲ +29.4 pp |
| 2016 | 507.1% | $71.99 Billion | $0.00 | $71.99 Billion | $14.20 Billion | ▼ -6.9 pp |
| 2015 | 514.1% | $64.79 Billion | $0.00 | $64.79 Billion | $12.60 Billion | ▼ -43.1 pp |
| 2014 | 557.2% | $58.38 Billion | $0.00 | $58.38 Billion | $10.48 Billion | — |