Change Financial Ltd (CCA) — Cash Flow-to-Debt Ratio
Change Financial Ltd (CCA) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of AU$17.52K could theoretically repay 0% of its total liabilities (AU$9.24 Million) in one year. See how financially flexible is Change Financial Ltd to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Change Financial Ltd Cash Flow-to-Debt Ratio (2014–2025)
Historical debt coverage capacity for Change Financial Ltd across 12 annual periods. For the full cash flow conversion analysis, see CCA operating cash flow.
Annual Cash Flow-to-Debt Ratio for Change Financial Ltd (2014–2025)
Year-by-year debt coverage analysis for Change Financial Ltd. Check how high is Change Financial Ltd's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.07x | AU$795.05K | AU$11.04 Million | ▲ +209.4% |
| 2024 | -0.07x | AU$-464.97K | AU$7.07 Million | ▲ +57.4% |
| 2023 | -0.15x | AU$-1.06 Million | AU$6.86 Million | ▲ +40.7% |
| 2022 | -0.26x | AU$-1.83 Million | AU$7.00 Million | ▲ +14.4% |
| 2021 | -0.30x | AU$-1.74 Million | AU$5.70 Million | ▲ +91.0% |
| 2020 | -3.38x | AU$-4.16 Million | AU$1.23 Million | ▲ +36.2% |
| 2019 | -5.30x | AU$-7.68 Million | AU$1.45 Million | ▲ +56.4% |
| 2018 | -12.17x | AU$-8.42 Million | AU$691.99K | ▲ +36.9% |
| 2017 | -19.29x | AU$-10.36 Million | AU$537.00K | ▼ -30.9% |
| 2016 | -14.74x | AU$-7.11 Million | AU$482.00K | ▼ -1018.8% |
| 2015 | -1.32x | AU$-1.10 Million | AU$837.00K | ▲ +98.7% |
| 2014 | -100.75x | AU$-1.10 Million | AU$10.95K | — |