Change Financial Ltd (CCA) — Financial Flexibility Index
Change Financial Ltd (CCA) has a Financial Flexibility Index of 0.10x as of December 2025. Free cash flow of AU$893.00K (operating CF AU$35.04K minus capex AU$857.96K) represents 0% of total liabilities (AU$9.24 Million). Check strategic asset allocation of Change Financial Ltd to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Change Financial Ltd Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Change Financial Ltd across 12 annual periods. See Change Financial Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Change Financial Ltd (2014–2025)
Year-by-year free cash flow to debt coverage for Change Financial Ltd. For the full company profile including market capitalisation, see CCA market cap.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | AU$842.70K | AU$795.05K | AU$11.04 Million | ▼ -63.0% |
| 2024 | 0.21x | AU$1.46 Million | AU$-464.97K | AU$7.07 Million | ▲ +204.7% |
| 2023 | 0.07x | AU$464.09K | AU$-1.06 Million | AU$6.86 Million | ▲ +220.5% |
| 2022 | -0.06x | AU$-392.80K | AU$-1.83 Million | AU$7.00 Million | ▲ +69.0% |
| 2021 | -0.18x | AU$-1.03 Million | AU$-1.74 Million | AU$5.70 Million | ▲ +93.6% |
| 2020 | -2.81x | AU$-3.45 Million | AU$-4.16 Million | AU$1.23 Million | ▲ +46.5% |
| 2019 | -5.25x | AU$-7.60 Million | AU$-7.68 Million | AU$1.45 Million | ▲ +55.4% |
| 2018 | -11.75x | AU$-8.13 Million | AU$-8.42 Million | AU$691.99K | ▲ +33.6% |
| 2017 | -17.69x | AU$-9.50 Million | AU$-10.36 Million | AU$537.00K | ▼ -20.0% |
| 2016 | -14.74x | AU$-7.11 Million | AU$-7.11 Million | AU$482.00K | ▼ -1034.1% |
| 2015 | -1.30x | AU$-1.09 Million | AU$-1.10 Million | AU$837.00K | ▲ +98.7% |
| 2014 | -99.38x | AU$-1.09 Million | AU$-1.10 Million | AU$10.95K | — |