Change Financial Ltd (CCA) — Financial Flexibility Index
Change Financial Ltd (CCA) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of AU$24.88K (operating CF AU$17.52K minus capex AU$7.36K) represents 0% of total liabilities (AU$9.24 Million). Check Change Financial Ltd total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Change Financial Ltd Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Change Financial Ltd across 12 annual periods. For the full cash flow conversion analysis, see Change Financial Ltd (CCA) cash conversion ratio.
Annual Financial Flexibility Index for Change Financial Ltd (2014–2025)
Year-by-year free cash flow to debt coverage for Change Financial Ltd. Explore debt repayment capacity of Change Financial Ltd to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.08x | AU$842.70K | AU$795.05K | AU$11.04 Million | ▼ -63.0% |
| 2024 | 0.21x | AU$1.46 Million | AU$-464.97K | AU$7.07 Million | ▲ +204.7% |
| 2023 | 0.07x | AU$464.09K | AU$-1.06 Million | AU$6.86 Million | ▲ +220.5% |
| 2022 | -0.06x | AU$-392.80K | AU$-1.83 Million | AU$7.00 Million | ▲ +69.0% |
| 2021 | -0.18x | AU$-1.03 Million | AU$-1.74 Million | AU$5.70 Million | ▲ +93.6% |
| 2020 | -2.81x | AU$-3.45 Million | AU$-4.16 Million | AU$1.23 Million | ▲ +46.5% |
| 2019 | -5.25x | AU$-7.60 Million | AU$-7.68 Million | AU$1.45 Million | ▲ +55.4% |
| 2018 | -11.75x | AU$-8.13 Million | AU$-8.42 Million | AU$691.99K | ▲ +33.6% |
| 2017 | -17.69x | AU$-9.50 Million | AU$-10.36 Million | AU$537.00K | ▼ -20.0% |
| 2016 | -14.74x | AU$-7.11 Million | AU$-7.11 Million | AU$482.00K | ▼ -1034.1% |
| 2015 | -1.30x | AU$-1.09 Million | AU$-1.10 Million | AU$837.00K | ▲ +98.7% |
| 2014 | -99.38x | AU$-1.09 Million | AU$-1.10 Million | AU$10.95K | — |