COG Financial Services Ltd (COG) — Cash Flow-to-Debt Ratio
COG Financial Services Ltd (COG) has a Cash Flow-to-Debt Ratio of 0.07x as of December 2025, meaning its operating cash flow of AU$39.84 Million could theoretically repay 0% of its total liabilities (AU$536.47 Million) in one year. See COG Financial Services Ltd free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
COG Financial Services Ltd Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for COG Financial Services Ltd across 22 annual periods. For the full cash flow conversion analysis, see COG cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for COG Financial Services Ltd (2004–2025)
Year-by-year debt coverage analysis for COG Financial Services Ltd. Check COG Financial Services Ltd earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | AU$49.30 Million | AU$488.30 Million | ▲ +5.3% |
| 2024 | 0.10x | AU$46.36 Million | AU$483.49 Million | ▲ +14.2% |
| 2023 | 0.08x | AU$31.79 Million | AU$378.53 Million | ▼ -25.9% |
| 2022 | 0.11x | AU$35.20 Million | AU$310.61 Million | ▼ -83.0% |
| 2021 | 0.66x | AU$190.85 Million | AU$287.03 Million | ▲ +41.6% |
| 2020 | 0.47x | AU$62.82 Million | AU$133.77 Million | ▲ +22.2% |
| 2019 | 0.38x | AU$53.59 Million | AU$139.49 Million | ▲ +37.4% |
| 2018 | 0.28x | AU$34.45 Million | AU$123.24 Million | ▲ +156.5% |
| 2017 | 0.11x | AU$6.69 Million | AU$61.35 Million | ▲ +4.2% |
| 2016 | 0.10x | AU$473.00K | AU$4.52 Million | ▲ +150.6% |
| 2015 | -0.21x | AU$-147.08K | AU$711.91K | ▼ -127.6% |
| 2014 | 0.75x | AU$846.08K | AU$1.13 Million | ▲ +54.7% |
| 2013 | 0.48x | AU$5.64 Million | AU$11.67 Million | ▼ -23.1% |
| 2012 | 0.63x | AU$11.37 Million | AU$18.10 Million | ▲ +55.6% |
| 2011 | 0.40x | AU$113.38K | AU$280.84K | ▲ +105.6% |
| 2010 | -7.22x | AU$-4.42 Million | AU$612.60K | ▼ -136.0% |
| 2009 | 20.03x | AU$18.65 Million | AU$930.97K | ▲ +693.0% |
| 2008 | 2.53x | AU$41.41 Million | AU$16.40 Million | ▲ +343.7% |
| 2007 | -1.04x | AU$-107.39 Million | AU$103.63 Million | ▼ -779.7% |
| 2006 | -0.12x | AU$-1.83 Million | AU$15.52 Million | ▼ -100.7% |
| 2005 | 17.77x | AU$23.57 Million | AU$1.33 Million | ▲ +13559.8% |
| 2004 | 0.13x | AU$4.75 Million | AU$36.50 Million | — |