COG Financial Services Ltd (COG) — Defensive Interval Ratio
COG Financial Services Ltd (COG) has a Defensive Interval Ratio of 429 days as of December 2025. Defensive assets of AU$385.62 Million (cash AU$105.19 Million, short-term investments AU$15.50 Million, receivables AU$264.93 Million) cover 429 days of daily cash needs of AU$898.38K/day. Check COG tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
COG Financial Services Ltd Defensive Interval Ratio (2003–2025)
This chart shows how COG Financial Services Ltd's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 429 days, meaning defensive assets of AU$385.62 Million can fund 429 days of operations without new revenue. Also explore how fast is COG Financial Services Ltd growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for COG Financial Services Ltd (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for COG Financial Services Ltd from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see COG Financial Services Ltd market cap and net worth.
| Year | DIR (days) | Defensive Assets (AUD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 265 days | AU$230.17 Million | AU$867.82K/day | AU$101.89 Million | AU$113.33 Million | ▼ -9 days |
| 2024 | 274 days | AU$229.04 Million | AU$836.54K/day | AU$125.68 Million | AU$87.55 Million | ▲ +7 days |
| 2023 | 266 days | AU$199.27 Million | AU$747.98K/day | AU$101.80 Million | AU$77.76 Million | ▼ -1 days |
| 2022 | 267 days | AU$182.38 Million | AU$682.96K/day | AU$76.11 Million | AU$75.13 Million | ▼ -113 days |
| 2021 | 380 days | AU$243.07 Million | AU$639.95K/day | AU$94.51 Million | AU$90.17 Million | ▼ -170 days |
| 2020 | 550 days | AU$121.11 Million | AU$220.12K/day | AU$34.69 Million | AU$35.87 Million | ▼ -49 days |
| 2019 | 599 days | AU$111.44 Million | AU$185.93K/day | AU$26.04 Million | AU$37.45 Million | ▲ +248 days |
| 2018 | 352 days | AU$57.52 Million | AU$163.56K/day | AU$36.25 Million | AU$1.21 Million | ▼ -215 days |
| 2017 | 567 days | AU$58.87 Million | AU$103.88K/day | AU$39.84 Million | AU$732.00K | ▲ +193 days |
| 2016 | 374 days | AU$4.51 Million | AU$12.07K/day | AU$- | AU$4.07 Million | ▼ -7127 days |
| 2015 | 7501 days | AU$13.22 Million | AU$1.76K/day | AU$- | AU$6.50 Million | ▲ +6321 days |
| 2014 | 1179 days | AU$3.64 Million | AU$3.08K/day | AU$- | AU$3.59 Million | ▲ +23 days |
| 2013 | 1157 days | AU$10.93 Million | AU$9.45K/day | AU$- | AU$2.41 Million | ▲ +666 days |
| 2012 | 490 days | AU$11.27 Million | AU$23.00K/day | AU$- | AU$2.85 Million | ▼ -17254 days |
| 2011 | 17744 days | AU$13.65 Million | AU$769.42/day | AU$- | AU$11.28 Million | ▲ +16663 days |
| 2010 | 1080 days | AU$1.81 Million | AU$1.68K/day | AU$- | AU$1.55 Million | ▲ +1073 days |
| 2009 | 7 days | AU$18.71K | AU$2.55K/day | AU$- | AU$- | ▼ -36 days |
| 2008 | 44 days | AU$1.92 Million | AU$43.97K/day | AU$- | AU$- | ▲ +26 days |
| 2007 | 18 days | AU$4.99 Million | AU$274.19K/day | AU$- | AU$- | ▼ -337 days |
| 2006 | 355 days | AU$15.08 Million | AU$42.52K/day | AU$- | AU$11.61 Million | ▲ +49 days |
| 2005 | 306 days | AU$1.11 Million | AU$3.63K/day | AU$- | AU$1.00 Million | ▲ +228 days |
| 2004 | 78 days | AU$7.78 Million | AU$100.00K/day | AU$- | AU$- | ▲ +55 days |
| 2003 | 23 days | AU$2.44 Million | AU$105.12K/day | AU$- | AU$- | — |