COG Financial Services Ltd (COG) — Financial Flexibility Index
COG Financial Services Ltd (COG) has a Financial Flexibility Index of 0.08x as of December 2025. Free cash flow of AU$40.41 Million (operating CF AU$39.84 Million minus capex AU$572.00K) represents 0% of total liabilities (AU$536.47 Million). Check COG cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
COG Financial Services Ltd Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for COG Financial Services Ltd across 22 annual periods. For the full cash flow conversion analysis, see cash flow conversion of COG Financial Services Ltd.
Annual Financial Flexibility Index for COG Financial Services Ltd (2004–2025)
Year-by-year free cash flow to debt coverage for COG Financial Services Ltd. Explore COG debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | AU$52.69 Million | AU$49.30 Million | AU$488.30 Million | ▼ -8.6% |
| 2024 | 0.12x | AU$57.05 Million | AU$46.36 Million | AU$483.49 Million | ▲ +2.9% |
| 2023 | 0.11x | AU$43.41 Million | AU$31.79 Million | AU$378.53 Million | ▼ -17.7% |
| 2022 | 0.14x | AU$43.30 Million | AU$35.20 Million | AU$310.61 Million | ▼ -79.4% |
| 2021 | 0.68x | AU$194.51 Million | AU$190.85 Million | AU$287.03 Million | ▼ -5.5% |
| 2020 | 0.72x | AU$95.91 Million | AU$62.82 Million | AU$133.77 Million | ▼ -5.4% |
| 2019 | 0.76x | AU$105.76 Million | AU$53.59 Million | AU$139.49 Million | ▲ +0.0% |
| 2018 | 0.76x | AU$93.39 Million | AU$34.45 Million | AU$123.24 Million | ▲ +20.2% |
| 2017 | 0.63x | AU$38.67 Million | AU$6.69 Million | AU$61.35 Million | ▼ -91.2% |
| 2016 | 7.17x | AU$32.45 Million | AU$473.00K | AU$4.52 Million | ▼ -84.0% |
| 2015 | 44.72x | AU$31.83 Million | AU$-147.08K | AU$711.91K | ▲ +5570.7% |
| 2014 | 0.79x | AU$892.69K | AU$846.08K | AU$1.13 Million | ▼ -9.7% |
| 2013 | 0.87x | AU$10.19 Million | AU$5.64 Million | AU$11.67 Million | ▼ -25.6% |
| 2012 | 1.17x | AU$21.25 Million | AU$11.37 Million | AU$18.10 Million | ▲ +190.8% |
| 2011 | 0.40x | AU$113.38K | AU$113.38K | AU$280.84K | ▲ +105.6% |
| 2010 | -7.22x | AU$-4.42 Million | AU$-4.42 Million | AU$612.60K | ▼ -136.0% |
| 2009 | 20.03x | AU$18.65 Million | AU$18.65 Million | AU$930.97K | ▲ +693.1% |
| 2008 | 2.53x | AU$41.41 Million | AU$41.41 Million | AU$16.40 Million | ▲ +343.7% |
| 2007 | -1.04x | AU$-107.39 Million | AU$-107.39 Million | AU$103.63 Million | ▼ -779.7% |
| 2006 | -0.12x | AU$-1.83 Million | AU$-1.83 Million | AU$15.52 Million | ▼ -100.7% |
| 2005 | 17.77x | AU$23.57 Million | AU$23.57 Million | AU$1.33 Million | ▲ +13447.0% |
| 2004 | 0.13x | AU$4.79 Million | AU$4.75 Million | AU$36.50 Million | — |