Banco Santander Brasil SA (BSBR) — Cash Flow-to-Debt Ratio
Banco Santander Brasil SA (BSBR) has a Cash Flow-to-Debt Ratio of 0.03x as of March 2026, meaning its operating cash flow of AR$39.60 Billion could theoretically repay 0% of its total liabilities (AR$1.17 Trillion) in one year. See financial flexibility index of Banco Santander Brasil SA to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander Brasil SA Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for Banco Santander Brasil SA across 10 annual periods. For the full cash flow conversion analysis, see BSBR cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Banco Santander Brasil SA (2016–2025)
Year-by-year debt coverage analysis for Banco Santander Brasil SA. Check Banco Santander Brasil SA (BSBR) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (ARS) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | AR$4.99 Billion | AR$1.14 Trillion | ▲ +123.1% |
| 2024 | -0.02x | AR$-21.13 Billion | AR$1.12 Trillion | ▼ -138.2% |
| 2023 | 0.05x | AR$49.42 Billion | AR$1.00 Trillion | ▲ +530.9% |
| 2022 | 0.01x | AR$6.85 Billion | AR$874.77 Billion | ▼ -5.1% |
| 2021 | 0.01x | AR$6.81 Billion | AR$825.23 Billion | ▼ -83.8% |
| 2020 | 0.05x | AR$42.32 Billion | AR$830.11 Billion | ▲ +36.3% |
| 2019 | 0.04x | AR$24.87 Billion | AR$665.03 Billion | ▲ +185.7% |
| 2018 | 0.01x | AR$8.28 Billion | AR$632.27 Billion | ▼ -85.5% |
| 2017 | 0.09x | AR$50.29 Billion | AR$558.62 Billion | ▲ +633.2% |
| 2016 | 0.01x | AR$6.75 Billion | AR$549.58 Billion | — |