Banco Santander Brasil SA (BSBR) — Financial Flexibility Index

Latest as of March 2026: 0.03x

Banco Santander Brasil SA (BSBR) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of AR$40.27 Billion (operating CF AR$39.60 Billion minus capex AR$665.96 Million) represents 0% of total liabilities (AR$1.17 Trillion). Check how strategically is Banco Santander Brasil SA's equity deployed to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

AR$40.27 Billion
Operating CF − Capex

Total Liabilities

AR$1.17 Trillion
ARS

Capital Expenditures

AR$665.96 Million
ARS

Banco Santander Brasil SA Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Banco Santander Brasil SA across 10 annual periods. See BSBR working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Banco Santander Brasil SA (2016–2025)

Year-by-year free cash flow to debt coverage for Banco Santander Brasil SA. For the full company profile including market capitalisation, see Banco Santander Brasil SA stock valuation.

Year Flexibility Index Free Cash Flow (ARS) Operating CF Total Liabilities YoY Change
2025 0.01x AR$8.65 Billion AR$4.99 Billion AR$1.14 Trillion ▲ +145.7%
2024 -0.02x AR$-18.52 Billion AR$-21.13 Billion AR$1.12 Trillion ▼ -131.6%
2023 0.05x AR$52.43 Billion AR$49.42 Billion AR$1.00 Trillion ▲ +474.8%
2022 0.01x AR$7.97 Billion AR$6.85 Billion AR$874.77 Billion ▼ -5.6%
2021 0.01x AR$7.97 Billion AR$6.81 Billion AR$825.23 Billion ▼ -81.6%
2020 0.05x AR$43.55 Billion AR$42.32 Billion AR$830.11 Billion ▲ +30.2%
2019 0.04x AR$26.80 Billion AR$24.87 Billion AR$665.03 Billion ▲ +163.4%
2018 0.02x AR$9.67 Billion AR$8.28 Billion AR$632.27 Billion ▼ -83.4%
2017 0.09x AR$51.40 Billion AR$50.29 Billion AR$558.62 Billion ▲ +509.8%
2016 0.02x AR$8.29 Billion AR$6.75 Billion AR$549.58 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities