Banco Santander Brasil SA (BSBR) — Financial Flexibility Index

Latest as of March 2026: 0.03x

Banco Santander Brasil SA (BSBR) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of AR$40.27 Billion (operating CF AR$39.60 Billion minus capex AR$665.96 Million) represents 0% of total liabilities (AR$1.17 Trillion). Check how aggressively does Banco Santander Brasil SA reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

AR$40.27 Billion
Operating CF − Capex

Total Liabilities

AR$1.17 Trillion
ARS

Capital Expenditures

AR$665.96 Million
ARS

Banco Santander Brasil SA Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Banco Santander Brasil SA across 10 annual periods. For the full cash flow conversion analysis, see Banco Santander Brasil SA cash flow conversion.

Annual Financial Flexibility Index for Banco Santander Brasil SA (2016–2025)

Year-by-year free cash flow to debt coverage for Banco Santander Brasil SA. Explore BSBR cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (ARS) Operating CF Total Liabilities YoY Change
2025 0.01x AR$8.65 Billion AR$4.99 Billion AR$1.14 Trillion ▲ +145.7%
2024 -0.02x AR$-18.52 Billion AR$-21.13 Billion AR$1.12 Trillion ▼ -131.6%
2023 0.05x AR$52.43 Billion AR$49.42 Billion AR$1.00 Trillion ▲ +474.8%
2022 0.01x AR$7.97 Billion AR$6.85 Billion AR$874.77 Billion ▼ -5.6%
2021 0.01x AR$7.97 Billion AR$6.81 Billion AR$825.23 Billion ▼ -81.6%
2020 0.05x AR$43.55 Billion AR$42.32 Billion AR$830.11 Billion ▲ +30.2%
2019 0.04x AR$26.80 Billion AR$24.87 Billion AR$665.03 Billion ▲ +163.4%
2018 0.02x AR$9.67 Billion AR$8.28 Billion AR$632.27 Billion ▼ -83.4%
2017 0.09x AR$51.40 Billion AR$50.29 Billion AR$558.62 Billion ▲ +509.8%
2016 0.02x AR$8.29 Billion AR$6.75 Billion AR$549.58 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities