SOC.BIC UNS.ADR1/2/EO382 (BIF0) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.33x

SOC.BIC UNS.ADR1/2/EO382 (BIF0) has a Cash Flow-to-Debt Ratio of 0.33x as of December 2025, meaning its operating cash flow of €308.74 Million could theoretically repay 0% of its total liabilities (€948.55 Million) in one year. See BIF0 financial flexibility score to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.33x
Operating CF / Total Liabilities

Operating Cash Flow

€308.74 Million
EUR

Total Liabilities

€948.55 Million
EUR

Data as of

Dec 2025
Most recent filing

SOC.BIC UNS.ADR1/2/EO382 Cash Flow-to-Debt Ratio (2021–2025)

Historical debt coverage capacity for SOC.BIC UNS.ADR1/2/EO382 across 5 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of SOC.BIC UNS.ADR1/2/EO382.

Annual Cash Flow-to-Debt Ratio for SOC.BIC UNS.ADR1/2/EO382 (2021–2025)

Year-by-year debt coverage analysis for SOC.BIC UNS.ADR1/2/EO382. Check BIF0 operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (EUR) Total Liabilities YoY Change
2025 0.33x €308.74 Million €948.55 Million ▼ -5.3%
2024 0.34x €357.71 Million €1.04 Billion ▼ -22.1%
2023 0.44x €353.30 Million €800.74 Million ▲ +20.7%
2022 0.37x €299.99 Million €820.38 Million ▲ +0.6%
2021 0.36x €280.56 Million €772.02 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.