SOC.BIC UNS.ADR1/2/EO382 (BIF0) — Tangible Net Worth Ratio

Latest as of December 2025: 94.9%

SOC.BIC UNS.ADR1/2/EO382 (BIF0) has a Tangible Net Worth Ratio of 94.9% as of December 2025. This metric is calculated by deducting intangible assets (€84.20 Million) from net assets (€1.66 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See BIF0 current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

94.9%
Tangible equity / total equity

Net Assets (Equity)

€1.66 Billion
EUR

Intangible Assets

€84.20 Million
Goodwill, patents, brand value

Total Assets

€2.61 Billion
EUR

SOC.BIC UNS.ADR1/2/EO382 Tangible Net Worth Ratio (2021–2025)

This chart shows how SOC.BIC UNS.ADR1/2/EO382's Tangible Net Worth Ratio has changed across 5 annual periods from 2021 to 2025. As of December 2025, the ratio stands at 94.9%, reflecting net assets of €1.66 Billion with intangible assets of €84.20 Million EUR. See BIF0 defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for SOC.BIC UNS.ADR1/2/EO382 (2021–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for SOC.BIC UNS.ADR1/2/EO382 from 2021 to 2025, covering 5 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see BIF0 market cap overview.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2025 94.9% €1.66 Billion €84.20 Million €2.61 Billion ▲ +3.8 pp
2024 91.2% €1.79 Billion €157.98 Million €2.83 Billion ▼ -3.4 pp
2023 94.6% €1.85 Billion €99.06 Million €2.65 Billion ▲ +0.5 pp
2022 94.1% €1.87 Billion €109.78 Million €2.69 Billion ▼ -2.1 pp
2021 96.2% €1.72 Billion €66.03 Million €2.50 Billion
pp = percentage points