SOC.BIC UNS.ADR1/2/EO382 (BIF0) — Defensive Interval Ratio
SOC.BIC UNS.ADR1/2/EO382 (BIF0) has a Defensive Interval Ratio of 282 days as of June 2026. Defensive assets of €561.40 Million (cash €-, short-term investments €8.87 Million, receivables €552.52 Million) cover 282 days of daily cash needs of €1.99 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
SOC.BIC UNS.ADR1/2/EO382 Defensive Interval Ratio (2021–2025)
This chart shows how SOC.BIC UNS.ADR1/2/EO382's Defensive Interval Ratio has evolved across 5 annual periods from 2021 to 2025. As of June 2026, the ratio stands at 282 days, meaning defensive assets of €561.40 Million can fund 282 days of operations without new revenue. For the complete balance sheet picture, see BIF0 total assets.
Annual Defensive Interval Ratio for SOC.BIC UNS.ADR1/2/EO382 (2021–2025)
The table below presents the year-by-year Defensive Interval Ratio for SOC.BIC UNS.ADR1/2/EO382 from 2021 to 2025, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See SOC.BIC UNS.ADR1/2/EO382 short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (EUR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 227 days | €371.88 Million | €1.64 Million/day | €- | €8.00 Million | ▲ +13 days |
| 2024 | 214 days | €401.94 Million | €1.88 Million/day | €- | €3.13 Million | ▼ -13 days |
| 2023 | 228 days | €365.65 Million | €1.61 Million/day | €- | €9.55 Million | ▲ +9 days |
| 2022 | 219 days | €362.34 Million | €1.66 Million/day | €- | €6.54 Million | ▼ -32 days |
| 2021 | 251 days | €389.18 Million | €1.55 Million/day | €- | €- | — |