Bank Net Indonesia Syariah Tbk PT (BANK) — Cash Flow-to-Debt Ratio
Bank Net Indonesia Syariah Tbk PT (BANK) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of Rp337.47 Billion could theoretically repay 0% of its total liabilities (Rp11.83 Trillion) in one year. See BANK FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Net Indonesia Syariah Tbk PT Cash Flow-to-Debt Ratio (2014–2025)
Historical debt coverage capacity for Bank Net Indonesia Syariah Tbk PT across 12 annual periods. For the full cash flow conversion analysis, see BANK cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Bank Net Indonesia Syariah Tbk PT (2014–2025)
Year-by-year debt coverage analysis for Bank Net Indonesia Syariah Tbk PT. Check Bank Net Indonesia Syariah Tbk PT cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.52x | Rp5.79 Trillion | Rp11.13 Trillion | ▲ +419.6% |
| 2024 | 0.10x | Rp622.53 Billion | Rp6.22 Trillion | ▼ -9.4% |
| 2023 | 0.11x | Rp442.62 Billion | Rp4.01 Trillion | ▲ +105.9% |
| 2022 | -1.89x | Rp-1.33 Trillion | Rp707.69 Billion | ▼ -105.9% |
| 2021 | 32.19x | Rp898.17 Billion | Rp27.90 Billion | ▲ +33098.3% |
| 2020 | 0.10x | Rp7.77 Billion | Rp80.12 Billion | ▼ -89.8% |
| 2019 | 0.95x | Rp114.04 Billion | Rp119.91 Billion | ▲ +144.1% |
| 2018 | -2.15x | Rp-283.63 Billion | Rp131.65 Billion | ▼ -1013.5% |
| 2017 | 0.24x | Rp163.21 Billion | Rp692.00 Billion | ▲ +172.1% |
| 2016 | -0.33x | Rp-246.25 Billion | Rp752.61 Billion | ▼ -519.2% |
| 2015 | 0.08x | Rp77.18 Billion | Rp988.83 Billion | ▲ +103.6% |
| 2014 | -2.18x | Rp-16.47 Billion | Rp7.54 Billion | — |