Bank Net Indonesia Syariah Tbk PT Financial Flexibility Index

Latest as of June 2026: 0.03x

Bank Net Indonesia Syariah Tbk PT financial flexibility index. Bank Net Indonesia Syariah Tbk PT (BANK) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of Rp338.99 Billion (operating CF Rp337.47 Billion minus capex Rp1.52 Billion) represents 0% of total liabilities (Rp11.83 Trillion). See Bank Net Indonesia Syariah Tbk PT (BANK) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp338.99 Billion
Operating CF − Capex

Total Liabilities

Rp11.83 Trillion
IDR

Capital Expenditures

Rp1.52 Billion
IDR

Financial Flexibility Index of Bank Net Indonesia Syariah Tbk PT (2014–2025)

Financial flexibility index of Bank Net Indonesia Syariah Tbk PT from 2014 to 2025. Historical Financial Flexibility Index trend for Bank Net Indonesia Syariah Tbk PT across 12 annual periods. Check cash flow quality index of Bank Net Indonesia Syariah Tbk PT to evaluate the quality of earnings relative to operating cash generation.

Bank Net Indonesia Syariah Tbk PT Financial Flexibility Index by Year (2014–2025)

Bank Net Indonesia Syariah Tbk PT financial flexibility index by year from 2014 to 2025. Year-by-year free cash flow to debt coverage for Bank Net Indonesia Syariah Tbk PT. For the full cash flow conversion analysis, see BANK operating cash flow.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.52x Rp5.79 Trillion Rp5.79 Trillion Rp11.13 Trillion ▲ +389.1%
2024 0.11x Rp661.86 Billion Rp622.53 Billion Rp6.22 Trillion ▼ -10.9%
2023 0.12x Rp478.29 Billion Rp442.62 Billion Rp4.01 Trillion ▲ +106.6%
2022 -1.81x Rp-1.28 Trillion Rp-1.33 Trillion Rp707.69 Billion ▼ -105.5%
2021 32.88x Rp917.49 Billion Rp898.17 Billion Rp27.90 Billion ▲ +12760.7%
2020 0.26x Rp20.49 Billion Rp7.77 Billion Rp80.12 Billion ▼ -75.8%
2019 1.06x Rp126.75 Billion Rp114.04 Billion Rp119.91 Billion ▲ +149.9%
2018 -2.12x Rp-279.13 Billion Rp-283.63 Billion Rp131.65 Billion ▼ -995.5%
2017 0.24x Rp163.84 Billion Rp163.21 Billion Rp692.00 Billion ▲ +173.2%
2016 -0.32x Rp-243.35 Billion Rp-246.25 Billion Rp752.61 Billion ▼ -510.3%
2015 0.08x Rp77.93 Billion Rp77.18 Billion Rp988.83 Billion ▲ +104.0%
2014 -1.97x Rp-14.81 Billion Rp-16.47 Billion Rp7.54 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities