Bank Net Indonesia Syariah Tbk PT (BANK) — Financial Flexibility Index
Bank Net Indonesia Syariah Tbk PT (BANK) has a Financial Flexibility Index of 0.05x as of March 2026. Free cash flow of Rp642.03 Billion (operating CF Rp642.01 Billion minus capex Rp23.00 Million) represents 0% of total liabilities (Rp11.84 Trillion). Check strategic asset allocation of Bank Net Indonesia Syariah Tbk PT to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Net Indonesia Syariah Tbk PT Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Bank Net Indonesia Syariah Tbk PT across 12 annual periods. See Bank Net Indonesia Syariah Tbk PT current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Net Indonesia Syariah Tbk PT (2014–2025)
Year-by-year free cash flow to debt coverage for Bank Net Indonesia Syariah Tbk PT. For the full company profile including market capitalisation, see Bank Net Indonesia Syariah Tbk PT market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.52x | Rp5.79 Trillion | Rp5.79 Trillion | Rp11.13 Trillion | ▲ +389.1% |
| 2024 | 0.11x | Rp661.86 Billion | Rp622.53 Billion | Rp6.22 Trillion | ▼ -10.9% |
| 2023 | 0.12x | Rp478.29 Billion | Rp442.62 Billion | Rp4.01 Trillion | ▲ +106.6% |
| 2022 | -1.81x | Rp-1.28 Trillion | Rp-1.33 Trillion | Rp707.69 Billion | ▼ -105.5% |
| 2021 | 32.88x | Rp917.49 Billion | Rp898.17 Billion | Rp27.90 Billion | ▲ +12760.7% |
| 2020 | 0.26x | Rp20.49 Billion | Rp7.77 Billion | Rp80.12 Billion | ▼ -75.8% |
| 2019 | 1.06x | Rp126.75 Billion | Rp114.04 Billion | Rp119.91 Billion | ▲ +149.9% |
| 2018 | -2.12x | Rp-279.13 Billion | Rp-283.63 Billion | Rp131.65 Billion | ▼ -995.5% |
| 2017 | 0.24x | Rp163.84 Billion | Rp163.21 Billion | Rp692.00 Billion | ▲ +173.2% |
| 2016 | -0.32x | Rp-243.35 Billion | Rp-246.25 Billion | Rp752.61 Billion | ▼ -510.3% |
| 2015 | 0.08x | Rp77.93 Billion | Rp77.18 Billion | Rp988.83 Billion | ▲ +104.0% |
| 2014 | -1.97x | Rp-14.81 Billion | Rp-16.47 Billion | Rp7.54 Billion | — |