Bank Net Indonesia Syariah Tbk PT (BANK) — Financial Flexibility Index
Bank Net Indonesia Syariah Tbk PT (BANK) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of Rp338.99 Billion (operating CF Rp337.47 Billion minus capex Rp1.52 Billion) represents 0% of total liabilities (Rp11.83 Trillion). Check how aggressively does Bank Net Indonesia Syariah Tbk PT reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Net Indonesia Syariah Tbk PT Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Bank Net Indonesia Syariah Tbk PT across 12 annual periods. For the full cash flow conversion analysis, see Bank Net Indonesia Syariah Tbk PT (BANK) cash flow conversion.
Annual Financial Flexibility Index for Bank Net Indonesia Syariah Tbk PT (2014–2025)
Year-by-year free cash flow to debt coverage for Bank Net Indonesia Syariah Tbk PT. Explore debt repayment capacity of Bank Net Indonesia Syariah Tbk PT to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.52x | Rp5.79 Trillion | Rp5.79 Trillion | Rp11.13 Trillion | ▲ +389.1% |
| 2024 | 0.11x | Rp661.86 Billion | Rp622.53 Billion | Rp6.22 Trillion | ▼ -10.9% |
| 2023 | 0.12x | Rp478.29 Billion | Rp442.62 Billion | Rp4.01 Trillion | ▲ +106.6% |
| 2022 | -1.81x | Rp-1.28 Trillion | Rp-1.33 Trillion | Rp707.69 Billion | ▼ -105.5% |
| 2021 | 32.88x | Rp917.49 Billion | Rp898.17 Billion | Rp27.90 Billion | ▲ +12760.7% |
| 2020 | 0.26x | Rp20.49 Billion | Rp7.77 Billion | Rp80.12 Billion | ▼ -75.8% |
| 2019 | 1.06x | Rp126.75 Billion | Rp114.04 Billion | Rp119.91 Billion | ▲ +149.9% |
| 2018 | -2.12x | Rp-279.13 Billion | Rp-283.63 Billion | Rp131.65 Billion | ▼ -995.5% |
| 2017 | 0.24x | Rp163.84 Billion | Rp163.21 Billion | Rp692.00 Billion | ▲ +173.2% |
| 2016 | -0.32x | Rp-243.35 Billion | Rp-246.25 Billion | Rp752.61 Billion | ▼ -510.3% |
| 2015 | 0.08x | Rp77.93 Billion | Rp77.18 Billion | Rp988.83 Billion | ▲ +104.0% |
| 2014 | -1.97x | Rp-14.81 Billion | Rp-16.47 Billion | Rp7.54 Billion | — |