Bank Net Indonesia Syariah Tbk PT (BANK) — Financial Flexibility Index

Latest as of March 2026: 0.05x

Bank Net Indonesia Syariah Tbk PT (BANK) has a Financial Flexibility Index of 0.05x as of March 2026. Free cash flow of Rp642.03 Billion (operating CF Rp642.01 Billion minus capex Rp23.00 Million) represents 0% of total liabilities (Rp11.84 Trillion). Also explore Bank Net Indonesia Syariah Tbk PT equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp642.03 Billion
Operating CF − Capex

Total Liabilities

Rp11.84 Trillion
IDR

Capital Expenditures

Rp23.00 Million
IDR

Bank Net Indonesia Syariah Tbk PT Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for Bank Net Indonesia Syariah Tbk PT across 12 annual periods. Check Bank Net Indonesia Syariah Tbk PT strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bank Net Indonesia Syariah Tbk PT (2014–2025)

Year-by-year free cash flow to debt coverage for Bank Net Indonesia Syariah Tbk PT. For the full company profile including market capitalisation, see how much is Bank Net Indonesia Syariah Tbk PT worth.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.52x Rp5.79 Trillion Rp5.79 Trillion Rp11.13 Trillion ▲ +389.1%
2024 0.11x Rp661.86 Billion Rp622.53 Billion Rp6.22 Trillion ▼ -10.9%
2023 0.12x Rp478.29 Billion Rp442.62 Billion Rp4.01 Trillion ▲ +106.6%
2022 -1.81x Rp-1.28 Trillion Rp-1.33 Trillion Rp707.69 Billion ▼ -105.5%
2021 32.88x Rp917.49 Billion Rp898.17 Billion Rp27.90 Billion ▲ +12760.7%
2020 0.26x Rp20.49 Billion Rp7.77 Billion Rp80.12 Billion ▼ -75.8%
2019 1.06x Rp126.75 Billion Rp114.04 Billion Rp119.91 Billion ▲ +149.9%
2018 -2.12x Rp-279.13 Billion Rp-283.63 Billion Rp131.65 Billion ▼ -995.5%
2017 0.24x Rp163.84 Billion Rp163.21 Billion Rp692.00 Billion ▲ +173.2%
2016 -0.32x Rp-243.35 Billion Rp-246.25 Billion Rp752.61 Billion ▼ -510.3%
2015 0.08x Rp77.93 Billion Rp77.18 Billion Rp988.83 Billion ▲ +104.0%
2014 -1.97x Rp-14.81 Billion Rp-16.47 Billion Rp7.54 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities