Bank Net Indonesia Syariah Tbk PT (BANK) — Working Capital to Net Assets Ratio
Bank Net Indonesia Syariah Tbk PT (BANK) has a Working Capital to Net Assets ratio of -175.5% as of March 2026. Working capital of Rp-5.81 Trillion (current assets of Rp4.76 Trillion minus current liabilities of Rp10.57 Trillion) is measured against net assets of Rp3.31 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See BANK net asset quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bank Net Indonesia Syariah Tbk PT Working Capital to Net Assets (2012–2025)
This chart shows how Bank Net Indonesia Syariah Tbk PT's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at -175.5%, reflecting working capital of Rp-5.81 Trillion against net assets of Rp3.31 Trillion IDR. Check BANK goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Bank Net Indonesia Syariah Tbk PT (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bank Net Indonesia Syariah Tbk PT from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Bank Net Indonesia Syariah Tbk PT (BANK) market capitalisation.
| Year | WC/NA Ratio | Working Capital (IDR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -175.8% | Rp-5.78 Trillion | Rp3.29 Trillion | Rp4.64 Trillion | Rp10.42 Trillion | ▼ -233.0 pp |
| 2024 | 57.2% | Rp1.79 Trillion | Rp3.14 Trillion | Rp2.45 Trillion | Rp657.74 Billion | ▼ -8.8 pp |
| 2023 | 66.0% | Rp2.04 Trillion | Rp3.09 Trillion | Rp2.08 Trillion | Rp41.77 Billion | ▲ +19.0 pp |
| 2022 | 47.0% | Rp1.89 Trillion | Rp4.03 Trillion | Rp2.63 Trillion | Rp742.67 Billion | ▼ -4.8 pp |
| 2021 | 51.8% | Rp1.11 Trillion | Rp2.15 Trillion | Rp1.16 Trillion | Rp52.78 Billion | ▲ +48.2 pp |
| 2020 | 3.6% | Rp23.18 Billion | Rp641.27 Billion | Rp60.66 Billion | Rp37.48 Billion | ▼ -12.0 pp |
| 2019 | 15.6% | Rp93.05 Billion | Rp595.72 Billion | Rp129.63 Billion | Rp36.58 Billion | ▼ -61.4 pp |
| 2018 | 77.0% | Rp408.28 Billion | Rp530.26 Billion | Rp453.31 Billion | Rp45.03 Billion | ▲ +30.6 pp |
| 2017 | 46.4% | Rp270.64 Billion | Rp583.65 Billion | Rp680.11 Billion | Rp409.47 Billion | ▲ +49.9 pp |
| 2016 | -3.6% | Rp-21.15 Billion | Rp592.11 Billion | Rp337.22 Billion | Rp358.37 Billion | ▼ -2.4 pp |
| 2015 | -1.1% | Rp-8.58 Billion | Rp754.61 Billion | Rp287.36 Billion | Rp295.94 Billion | ▼ -23.9 pp |
| 2014 | 22.8% | Rp556.49 Billion | Rp2.44 Trillion | Rp564.02 Billion | Rp7.54 Billion | ▲ +23.0 pp |
| 2013 | -0.2% | Rp-1.96 Billion | Rp992.22 Billion | Rp1.04 Billion | Rp3.00 Billion | ▲ +0.4 pp |
| 2012 | -0.6% | Rp-5.28 Billion | Rp950.85 Billion | Rp1.24 Billion | Rp6.52 Billion | — |