Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) — Cash Flow-to-Debt Ratio
Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) has a Cash Flow-to-Debt Ratio of 0.03x as of December 2025, meaning its operating cash flow of Rp598.37 Billion could theoretically repay 0% of its total liabilities (Rp17.53 Trillion) in one year. See Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Asuransi Tugu Pratama Indonesia Tbk PT Cash Flow-to-Debt Ratio (2010–2025)
Historical debt coverage capacity for Asuransi Tugu Pratama Indonesia Tbk PT across 16 annual periods. For the full cash flow conversion analysis, see Asuransi Tugu Pratama Indonesia Tbk PT operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Asuransi Tugu Pratama Indonesia Tbk PT (2010–2025)
Year-by-year debt coverage analysis for Asuransi Tugu Pratama Indonesia Tbk PT. Check Asuransi Tugu Pratama Indonesia Tbk PT earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | Rp1.54 Trillion | Rp17.53 Trillion | ▲ +237.1% |
| 2024 | 0.03x | Rp413.78 Billion | Rp15.84 Trillion | ▼ -81.8% |
| 2023 | 0.14x | Rp2.13 Trillion | Rp14.86 Trillion | ▲ +249.8% |
| 2022 | 0.04x | Rp508.21 Billion | Rp12.41 Trillion | ▲ +164.4% |
| 2021 | 0.02x | Rp176.54 Billion | Rp11.40 Trillion | ▲ +8884.0% |
| 2020 | 0.00x | Rp1.90 Billion | Rp11.00 Trillion | ▼ -99.2% |
| 2019 | 0.02x | Rp278.50 Billion | Rp12.46 Trillion | ▼ -11.5% |
| 2018 | 0.03x | Rp254.45 Billion | Rp10.07 Trillion | ▼ -55.2% |
| 2017 | 0.06x | Rp468.45 Billion | Rp8.30 Trillion | ▼ -55.7% |
| 2016 | 0.13x | Rp930.33 Billion | Rp7.31 Trillion | ▲ +343.9% |
| 2015 | 0.03x | Rp208.85 Billion | Rp7.28 Trillion | ▼ -46.0% |
| 2014 | 0.05x | Rp340.28 Billion | Rp6.40 Trillion | ▲ +183.9% |
| 2013 | 0.02x | Rp108.79 Billion | Rp5.81 Trillion | ▼ -46.4% |
| 2012 | 0.03x | Rp148.59 Billion | Rp4.26 Trillion | ▼ -60.2% |
| 2011 | 0.09x | Rp137.45 Billion | Rp1.57 Trillion | ▲ +1243.8% |
| 2010 | 0.01x | Rp26.43 Billion | Rp4.05 Trillion | — |