Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) — Financial Flexibility Index

Latest as of December 2025: 0.04x

Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of Rp677.95 Billion (operating CF Rp598.37 Billion minus capex Rp79.58 Billion) represents 0% of total liabilities (Rp17.53 Trillion). Check TUGU cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp677.95 Billion
Operating CF − Capex

Total Liabilities

Rp17.53 Trillion
IDR

Capital Expenditures

Rp79.58 Billion
IDR

Asuransi Tugu Pratama Indonesia Tbk PT Financial Flexibility Index (2010–2025)

Historical Financial Flexibility Index trend for Asuransi Tugu Pratama Indonesia Tbk PT across 16 annual periods. For the full cash flow conversion analysis, see Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) cash conversion ratio.

Annual Financial Flexibility Index for Asuransi Tugu Pratama Indonesia Tbk PT (2010–2025)

Year-by-year free cash flow to debt coverage for Asuransi Tugu Pratama Indonesia Tbk PT. Explore TUGU cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.10x Rp1.83 Trillion Rp1.54 Trillion Rp17.53 Trillion ▲ +175.7%
2024 0.04x Rp598.59 Billion Rp413.78 Billion Rp15.84 Trillion ▼ -77.5%
2023 0.17x Rp2.50 Trillion Rp2.13 Trillion Rp14.86 Trillion ▲ +170.1%
2022 0.06x Rp771.94 Billion Rp508.21 Billion Rp12.41 Trillion ▲ +286.3%
2021 0.02x Rp183.53 Billion Rp176.54 Billion Rp11.40 Trillion ▲ +75.8%
2020 0.01x Rp100.78 Billion Rp1.90 Billion Rp11.00 Trillion ▼ -60.4%
2019 0.02x Rp287.84 Billion Rp278.50 Billion Rp12.46 Trillion ▼ -34.4%
2018 0.04x Rp354.78 Billion Rp254.45 Billion Rp10.07 Trillion ▼ -40.3%
2017 0.06x Rp490.13 Billion Rp468.45 Billion Rp8.30 Trillion ▼ -54.2%
2016 0.13x Rp942.18 Billion Rp930.33 Billion Rp7.31 Trillion ▲ +202.8%
2015 0.04x Rp310.09 Billion Rp208.85 Billion Rp7.28 Trillion ▼ -34.3%
2014 0.06x Rp414.94 Billion Rp340.28 Billion Rp6.40 Trillion ▲ +115.0%
2013 0.03x Rp175.20 Billion Rp108.79 Billion Rp5.81 Trillion ▼ -31.1%
2012 0.04x Rp186.11 Billion Rp148.59 Billion Rp4.26 Trillion ▼ -53.7%
2011 0.09x Rp148.28 Billion Rp137.45 Billion Rp1.57 Trillion ▲ +927.1%
2010 0.01x Rp37.31 Billion Rp26.43 Billion Rp4.05 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities