Fintel PLC (FNTL) — Cash Flow-to-Debt Ratio
Latest as of June 2025:
0.13x
Fintel PLC (FNTL) has a Cash Flow-to-Debt Ratio of 0.13x as of June 2025, meaning its operating cash flow of GBX10.10 Million could theoretically repay 0% of its total liabilities (GBX79.80 Million) in one year. See FNTL FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.13x
Operating CF / Total Liabilities
Operating Cash Flow
GBX10.10 Million
GBX
Total Liabilities
GBX79.80 Million
GBX
Data as of
Jun 2025
Most recent filing
Fintel PLC Cash Flow-to-Debt Ratio (2015–2024)
Historical debt coverage capacity for Fintel PLC across 10 annual periods. For the full cash flow conversion analysis, see FNTL operating cash flow.
Annual Cash Flow-to-Debt Ratio for Fintel PLC (2015–2024)
Year-by-year debt coverage analysis for Fintel PLC. Check Fintel PLC earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.09x | GBX6.20 Million | GBX67.10 Million | ▼ -67.3% |
| 2023 | 0.28x | GBX12.50 Million | GBX44.30 Million | ▼ -52.6% |
| 2022 | 0.60x | GBX15.60 Million | GBX26.20 Million | ▲ +21.2% |
| 2021 | 0.49x | GBX17.10 Million | GBX34.80 Million | ▲ +70.3% |
| 2020 | 0.29x | GBX16.69 Million | GBX57.85 Million | ▲ +76.9% |
| 2019 | 0.16x | GBX10.39 Million | GBX63.71 Million | ▼ -47.0% |
| 2018 | 0.31x | GBX6.03 Million | GBX19.61 Million | ▲ +24.6% |
| 2017 | 0.25x | GBX10.74 Million | GBX43.51 Million | ▲ +47.6% |
| 2016 | 0.17x | GBX7.31 Million | GBX43.73 Million | ▼ -7.1% |
| 2015 | 0.18x | GBX7.98 Million | GBX44.35 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.