Fintel PLC (FNTL) — Financial Flexibility Index

Latest as of June 2025: 0.13x

Fintel PLC (FNTL) has a Financial Flexibility Index of 0.13x as of June 2025. Free cash flow of GBX10.20 Million (operating CF GBX10.10 Million minus capex GBX100.00K) represents 0% of total liabilities (GBX79.80 Million). Check Fintel PLC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.13x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX10.20 Million
Operating CF − Capex

Total Liabilities

GBX79.80 Million
GBX

Capital Expenditures

GBX100.00K
GBX

Fintel PLC Financial Flexibility Index (2015–2024)

Historical Financial Flexibility Index trend for Fintel PLC across 10 annual periods. For the full cash flow conversion analysis, see FNTL cash flow metrics.

Annual Financial Flexibility Index for Fintel PLC (2015–2024)

Year-by-year free cash flow to debt coverage for Fintel PLC. Explore FNTL operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2024 0.18x GBX11.90 Million GBX6.20 Million GBX67.10 Million ▼ -54.6%
2023 0.39x GBX17.30 Million GBX12.50 Million GBX44.30 Million ▼ -41.5%
2022 0.67x GBX17.50 Million GBX15.60 Million GBX26.20 Million ▲ +23.0%
2021 0.54x GBX18.90 Million GBX17.10 Million GBX34.80 Million ▲ +54.8%
2020 0.35x GBX20.29 Million GBX16.69 Million GBX57.85 Million ▲ +72.6%
2019 0.20x GBX12.95 Million GBX10.39 Million GBX63.71 Million ▼ -41.4%
2018 0.35x GBX6.80 Million GBX6.03 Million GBX19.61 Million ▲ +29.1%
2017 0.27x GBX11.69 Million GBX10.74 Million GBX43.51 Million ▲ +39.4%
2016 0.19x GBX8.42 Million GBX7.31 Million GBX43.73 Million ▼ -1.7%
2015 0.20x GBX8.69 Million GBX7.98 Million GBX44.35 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities