Fintel PLC (FNTL) — Defensive Interval Ratio

Latest as of June 2025: 188 days

Fintel PLC (FNTL) has a Defensive Interval Ratio of 188 days as of June 2025. Defensive assets of GBX14.80 Million (cash GBX-, short-term investments GBX-, receivables GBX14.80 Million) cover 188 days of daily cash needs of GBX78.63K/day.

Defensive Interval Ratio

188 days
Days of operational coverage

Defensive Assets

GBX14.80 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX78.63K
Current Liabilities ÷ 365

Current Liabilities

GBX28.70 Million
GBX

Fintel PLC Defensive Interval Ratio (2015–2024)

This chart shows how Fintel PLC's Defensive Interval Ratio has evolved across 10 annual periods from 2015 to 2024. As of June 2025, the ratio stands at 188 days, meaning defensive assets of GBX14.80 Million can fund 188 days of operations without new revenue. For the complete balance sheet picture, see how large is Fintel PLC's balance sheet.

Annual Defensive Interval Ratio for Fintel PLC (2015–2024)

The table below presents the year-by-year Defensive Interval Ratio for Fintel PLC from 2015 to 2024, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Fintel PLC current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2024 153 days GBX11.60 Million GBX75.62K/day GBX- GBX- ▲ +3 days
2023 151 days GBX8.80 Million GBX58.36K/day GBX- GBX- ▼ -43 days
2022 194 days GBX10.10 Million GBX52.05K/day GBX- GBX- ▲ +30 days
2021 164 days GBX8.70 Million GBX53.15K/day GBX- GBX- ▼ -18 days
2020 181 days GBX9.10 Million GBX50.14K/day GBX- GBX- ▼ -30 days
2019 211 days GBX10.64 Million GBX50.37K/day GBX- GBX- ▲ +51 days
2018 160 days GBX7.97 Million GBX49.82K/day GBX- GBX- ▼ -119 days
2017 279 days GBX6.26 Million GBX22.40K/day GBX- GBX- ▲ +62 days
2016 218 days GBX4.26 Million GBX19.57K/day GBX- GBX- ▼ -26 days
2015 244 days GBX5.64 Million GBX23.15K/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)