Dave Inc (DAVE) — Cash Flow-to-Debt Ratio
Latest as of March 2026:
0.25x
Dave Inc (DAVE) has a Cash Flow-to-Debt Ratio of 0.25x as of March 2026, meaning its operating cash flow of $82.03 Million could theoretically repay 0% of its total liabilities ($326.75 Million) in one year. See Dave Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
0.25x
Operating CF / Total Liabilities
Operating Cash Flow
$82.03 Million
USD
Total Liabilities
$326.75 Million
USD
Data as of
Mar 2026
Most recent filing
Dave Inc Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Dave Inc across 7 annual periods. Also explore Dave Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Dave Inc (2019–2025)
Year-by-year debt coverage analysis for Dave Inc. For market capitalisation and broader financial context, see Dave Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 2.15x | $290.02 Million | $134.69 Million | ▲ +100.0% |
| 2024 | 1.08x | $125.14 Million | $116.23 Million | ▲ +560.2% |
| 2023 | 0.16x | $33.75 Million | $206.96 Million | ▲ +178.1% |
| 2022 | -0.21x | $-44.88 Million | $214.93 Million | ▼ -4086.1% |
| 2021 | 0.00x | $-541.00K | $108.45 Million | ▲ +98.6% |
| 2020 | -0.34x | $-9.15 Million | $26.56 Million | ▲ +62.8% |
| 2019 | -0.93x | $-10.93 Million | $11.80 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.