Dave Inc (DAVE) — Defensive Interval Ratio
Dave Inc (DAVE) has a Defensive Interval Ratio of 1083 days as of December 2025. Defensive assets of $338.10 Million (cash $-, short-term investments $40.79 Million, receivables $297.31 Million) cover 1083 days of daily cash needs of $312.32K/day. Check Dave Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Dave Inc Defensive Interval Ratio (2019–2025)
This chart shows how Dave Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 1083 days, meaning defensive assets of $338.10 Million can fund 1083 days of operations without new revenue. Also explore net asset momentum of Dave Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Dave Inc (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Dave Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see DAVE market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1083 days | $338.10 Million | $312.32K/day | $- | $40.79 Million | ▼ -1171 days |
| 2024 | 2253 days | $216.43 Million | $96.06K/day | $- | $40.57 Million | ▼ -983 days |
| 2023 | 3236 days | $227.02 Million | $70.15K/day | $- | $114.18 Million | ▲ +498 days |
| 2022 | 2739 days | $273.26 Million | $99.77K/day | $- | $169.07 Million | ▲ +2434 days |
| 2021 | 304 days | $57.24 Million | $188.04K/day | $- | $8.23 Million | ▼ -547 days |
| 2020 | 852 days | $56.41 Million | $66.25K/day | $- | $17.67 Million | ▼ -1220 days |
| 2019 | 2072 days | $54.35 Million | $26.23K/day | $- | $25.30 Million | — |