Dave Inc (DAVE) — Defensive Interval Ratio
Dave Inc (DAVE) has a Defensive Interval Ratio of 817 days as of June 2026. Defensive assets of $275.20 Million (cash $-, short-term investments $42.98 Million, receivables $232.22 Million) cover 817 days of daily cash needs of $336.80K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Dave Inc Defensive Interval Ratio (2019–2025)
This chart shows how Dave Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of June 2026, the ratio stands at 817 days, meaning defensive assets of $275.20 Million can fund 817 days of operations without new revenue. For the complete balance sheet picture, see Dave Inc balance sheet assets.
Annual Defensive Interval Ratio for Dave Inc (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Dave Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Dave Inc (DAVE) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1083 days | $338.10 Million | $312.32K/day | $- | $40.79 Million | ▼ -1171 days |
| 2024 | 2253 days | $216.43 Million | $96.06K/day | $- | $40.57 Million | ▼ -983 days |
| 2023 | 3236 days | $227.02 Million | $70.15K/day | $- | $114.18 Million | ▲ +498 days |
| 2022 | 2739 days | $273.26 Million | $99.77K/day | $- | $169.07 Million | ▲ +2434 days |
| 2021 | 304 days | $57.24 Million | $188.04K/day | $- | $8.23 Million | ▼ -547 days |
| 2020 | 852 days | $56.41 Million | $66.25K/day | $- | $17.67 Million | ▼ -1220 days |
| 2019 | 2072 days | $54.35 Million | $26.23K/day | $- | $25.30 Million | — |