Franklin Financial Services Corp (FRAF) — Cash Flow-to-Debt Ratio
Franklin Financial Services Corp (FRAF) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $3.19 Million could theoretically repay 0% of its total liabilities ($2.06 Billion) in one year. See financial agility of Franklin Financial Services Corp to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Franklin Financial Services Corp Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Franklin Financial Services Corp across 31 annual periods. For the full cash flow conversion analysis, see Franklin Financial Services Corp operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Franklin Financial Services Corp (1995–2025)
Year-by-year debt coverage analysis for Franklin Financial Services Corp. Check Franklin Financial Services Corp earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $25.44 Million | $2.06 Billion | ▲ +16.3% |
| 2024 | 0.01x | $21.75 Million | $2.05 Billion | ▼ -32.0% |
| 2023 | 0.02x | $26.57 Million | $1.70 Billion | ▼ -2.1% |
| 2022 | 0.02x | $25.24 Million | $1.59 Billion | ▼ -2.3% |
| 2021 | 0.02x | $26.35 Million | $1.62 Billion | ▲ +252.0% |
| 2020 | 0.00x | $6.43 Million | $1.39 Billion | ▼ -72.1% |
| 2019 | 0.02x | $18.97 Million | $1.14 Billion | ▲ +94.9% |
| 2018 | 0.01x | $9.30 Million | $1.09 Billion | ▼ -44.2% |
| 2017 | 0.02x | $16.25 Million | $1.06 Billion | ▲ +3.9% |
| 2016 | 0.01x | $14.86 Million | $1.01 Billion | ▲ +2.2% |
| 2015 | 0.01x | $13.29 Million | $923.92 Million | ▼ -10.0% |
| 2014 | 0.02x | $14.36 Million | $897.93 Million | ▼ -7.7% |
| 2013 | 0.02x | $15.40 Million | $889.20 Million | ▲ +53.4% |
| 2012 | 0.01x | $10.56 Million | $935.73 Million | ▼ -32.5% |
| 2011 | 0.02x | $15.09 Million | $903.07 Million | ▲ +17.5% |
| 2010 | 0.01x | $12.36 Million | $869.25 Million | ▲ +48.6% |
| 2009 | 0.01x | $8.62 Million | $900.61 Million | ▼ -28.2% |
| 2008 | 0.01x | $11.05 Million | $829.40 Million | ▼ -34.0% |
| 2007 | 0.02x | $14.99 Million | $742.73 Million | ▲ +118.6% |
| 2006 | 0.01x | $6.72 Million | $727.72 Million | ▼ -59.5% |
| 2005 | 0.02x | $12.90 Million | $565.69 Million | ▼ -10.6% |
| 2004 | 0.03x | $12.97 Million | $508.62 Million | ▲ +3275.3% |
| 2003 | 0.00x | $376.00K | $497.84 Million | ▼ -94.5% |
| 2002 | 0.01x | $6.60 Million | $485.13 Million | ▼ -30.6% |
| 2001 | 0.02x | $8.89 Million | $453.58 Million | ▲ +61.3% |
| 2000 | 0.01x | $5.14 Million | $422.78 Million | ▼ -17.9% |
| 1999 | 0.01x | $6.00 Million | $405.40 Million | ▲ +14.4% |
| 1998 | 0.01x | $4.98 Million | $385.10 Million | ▼ -74.6% |
| 1997 | 0.05x | $16.17 Million | $317.56 Million | ▼ -21.4% |
| 1996 | 0.06x | $19.48 Million | $300.78 Million | ▲ +2.4% |
| 1995 | 0.06x | $17.62 Million | $278.52 Million | — |