Franklin Financial Services Corp (FRAF) — Defensive Interval Ratio
Franklin Financial Services Corp (FRAF) has a Defensive Interval Ratio of 20 days as of December 2025. Defensive assets of $101.09 Million (cash $-, short-term investments $101.09 Million, receivables $-) cover 20 days of daily cash needs of $5.03 Million/day. See Franklin Financial Services Corp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Franklin Financial Services Corp Defensive Interval Ratio (2000–2025)
This chart shows how Franklin Financial Services Corp's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 20 days, meaning defensive assets of $101.09 Million can fund 20 days of operations without new revenue. See FRAF net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Franklin Financial Services Corp (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for Franklin Financial Services Corp from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Franklin Financial Services Corp market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 20 days | $101.09 Million | $5.03 Million/day | $- | $101.09 Million | ▼ -44 days |
| 2024 | 64 days | $318.99 Million | $4.97 Million/day | $- | $318.99 Million | ▼ -39 days |
| 2023 | 103 days | $472.50 Million | $4.57 Million/day | $- | $472.50 Million | ▼ -11 days |
| 2022 | 115 days | $486.84 Million | $4.25 Million/day | $- | $486.84 Million | ▼ -8 days |
| 2021 | 122 days | $529.81 Million | $4.34 Million/day | $- | $529.81 Million | ▲ +15 days |
| 2020 | 107 days | $396.94 Million | $3.71 Million/day | $- | $396.94 Million | ▲ +46 days |
| 2019 | 61 days | $187.43 Million | $3.08 Million/day | $- | $187.43 Million | ▲ +16 days |
| 2018 | 44 days | $131.47 Million | $2.97 Million/day | $- | $131.47 Million | ▲ +0 days |
| 2017 | 44 days | $126.97 Million | $2.87 Million/day | $- | $126.97 Million | ▼ -8 days |
| 2016 | 52 days | $143.88 Million | $2.76 Million/day | $- | $143.88 Million | ▼ -11 days |
| 2015 | 63 days | $159.47 Million | $2.52 Million/day | $- | $159.47 Million | ▼ -305 days |
| 2014 | 368 days | $898.28 Million | $2.44 Million/day | $- | $171.75 Million | ▼ -2 days |
| 2013 | 371 days | $883.09 Million | $2.38 Million/day | $- | $159.67 Million | ▲ +318 days |
| 2012 | 53 days | $133.33 Million | $2.51 Million/day | $- | $133.33 Million | ▼ -1 days |
| 2011 | 54 days | $125.30 Million | $2.30 Million/day | $- | $125.30 Million | ▼ 0 days |
| 2010 | 55 days | $117.62 Million | $2.15 Million/day | $- | $117.62 Million | ▼ -11 days |
| 2009 | 66 days | $143.29 Million | $2.18 Million/day | $- | $143.29 Million | ▼ -10 days |
| 2008 | 76 days | $147.56 Million | $1.95 Million/day | $- | $147.56 Million | ▼ -13 days |
| 2007 | 89 days | $164.99 Million | $1.85 Million/day | $- | $164.99 Million | ▼ -12 days |
| 2006 | 102 days | $189.34 Million | $1.86 Million/day | $- | $189.34 Million | ▼ -15 days |
| 2005 | 117 days | $164.06 Million | $1.41 Million/day | $- | $164.06 Million | ▼ -15 days |
| 2004 | 132 days | $162.66 Million | $1.24 Million/day | $- | $162.66 Million | ▲ +3 days |
| 2003 | 128 days | $153.38 Million | $1.19 Million/day | $- | $153.38 Million | ▼ -16 days |
| 2002 | 145 days | $166.27 Million | $1.15 Million/day | $- | $166.27 Million | ▲ +9 days |
| 2001 | 136 days | $147.94 Million | $1.09 Million/day | $- | $147.94 Million | ▲ +133 days |
| 2000 | 2 days | $2.65 Million | $1.07 Million/day | $- | $2.65 Million | — |