Franklin Financial Services Corp (FRAF) — Financial Flexibility Index
Franklin Financial Services Corp (FRAF) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $3.20 Million (operating CF $3.19 Million minus capex $16.00K) represents 0% of total liabilities ($2.06 Billion). Check Franklin Financial Services Corp (FRAF) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Franklin Financial Services Corp Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Franklin Financial Services Corp across 31 annual periods. For the full cash flow conversion analysis, see how efficiently does Franklin Financial Services Corp generate cash.
Annual Financial Flexibility Index for Franklin Financial Services Corp (1995–2025)
Year-by-year free cash flow to debt coverage for Franklin Financial Services Corp. Explore Franklin Financial Services Corp (FRAF) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $26.31 Million | $25.44 Million | $2.06 Billion | ▲ +7.6% |
| 2024 | 0.01x | $24.32 Million | $21.75 Million | $2.05 Billion | ▼ -25.4% |
| 2023 | 0.02x | $27.06 Million | $26.57 Million | $1.70 Billion | ▼ -32.8% |
| 2022 | 0.02x | $37.46 Million | $25.24 Million | $1.59 Billion | ▲ +8.7% |
| 2021 | 0.02x | $35.16 Million | $26.35 Million | $1.62 Billion | ▲ +336.8% |
| 2020 | 0.00x | $6.92 Million | $6.43 Million | $1.39 Billion | ▼ -72.4% |
| 2019 | 0.02x | $20.62 Million | $18.97 Million | $1.14 Billion | ▲ +88.4% |
| 2018 | 0.01x | $10.46 Million | $9.30 Million | $1.09 Billion | ▼ -41.2% |
| 2017 | 0.02x | $17.37 Million | $16.25 Million | $1.06 Billion | ▲ +6.9% |
| 2016 | 0.02x | $15.44 Million | $14.86 Million | $1.01 Billion | ▼ -1.6% |
| 2015 | 0.02x | $14.33 Million | $13.29 Million | $923.92 Million | ▼ -5.3% |
| 2014 | 0.02x | $14.70 Million | $14.36 Million | $897.93 Million | ▼ -8.6% |
| 2013 | 0.02x | $15.92 Million | $15.40 Million | $889.20 Million | ▲ +30.3% |
| 2012 | 0.01x | $12.86 Million | $10.56 Million | $935.73 Million | ▼ -21.6% |
| 2011 | 0.02x | $15.83 Million | $15.09 Million | $903.07 Million | ▲ +5.2% |
| 2010 | 0.02x | $14.48 Million | $12.36 Million | $869.25 Million | ▲ +48.0% |
| 2009 | 0.01x | $10.14 Million | $8.62 Million | $900.61 Million | ▼ -31.4% |
| 2008 | 0.02x | $13.62 Million | $11.05 Million | $829.40 Million | ▼ -28.5% |
| 2007 | 0.02x | $17.06 Million | $14.99 Million | $742.73 Million | ▲ +90.8% |
| 2006 | 0.01x | $8.76 Million | $6.72 Million | $727.72 Million | ▼ -49.0% |
| 2005 | 0.02x | $13.37 Million | $12.90 Million | $565.69 Million | ▼ -13.8% |
| 2004 | 0.03x | $13.95 Million | $12.97 Million | $508.62 Million | ▲ +932.7% |
| 2003 | 0.00x | $1.32 Million | $376.00K | $497.84 Million | ▼ -83.6% |
| 2002 | 0.02x | $7.84 Million | $6.60 Million | $485.13 Million | ▼ -38.4% |
| 2001 | 0.03x | $11.91 Million | $8.89 Million | $453.58 Million | ▲ +45.7% |
| 2000 | 0.02x | $7.62 Million | $5.14 Million | $422.78 Million | ▲ +9.0% |
| 1999 | 0.02x | $6.70 Million | $6.00 Million | $405.40 Million | ▲ +27.7% |
| 1998 | 0.01x | $4.98 Million | $4.98 Million | $385.10 Million | ▼ -74.6% |
| 1997 | 0.05x | $16.17 Million | $16.17 Million | $317.56 Million | ▼ -21.4% |
| 1996 | 0.06x | $19.48 Million | $19.48 Million | $300.78 Million | ▲ +2.4% |
| 1995 | 0.06x | $17.62 Million | $17.62 Million | $278.52 Million | — |