Jack Henry & Associates Inc (JKHY) — Cash Flow-to-Debt Ratio
Jack Henry & Associates Inc (JKHY) has a Cash Flow-to-Debt Ratio of 0.18x as of December 2025, meaning its operating cash flow of $152.66 Million could theoretically repay 0% of its total liabilities ($856.99 Million) in one year. See Jack Henry & Associates Inc (JKHY) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Jack Henry & Associates Inc Cash Flow-to-Debt Ratio (1990–2025)
Historical debt coverage capacity for Jack Henry & Associates Inc across 36 annual periods. Also explore Jack Henry & Associates Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Jack Henry & Associates Inc (1990–2025)
Year-by-year debt coverage analysis for Jack Henry & Associates Inc. For market capitalisation and broader financial context, see Jack Henry & Associates Inc (JKHY) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.70x | $641.50 Million | $913.14 Million | ▲ +12.9% |
| 2024 | 0.62x | $568.04 Million | $913.14 Million | ▼ -34.8% |
| 2023 | 0.95x | $381.56 Million | $399.73 Million | ▲ +120.4% |
| 2022 | 0.43x | $504.63 Million | $1.17 Billion | ▲ +0.6% |
| 2021 | 0.43x | $462.13 Million | $1.07 Billion | ▼ -25.9% |
| 2020 | 0.58x | $510.53 Million | $878.79 Million | ▼ -4.3% |
| 2019 | 0.61x | $431.13 Million | $710.21 Million | ▲ +15.4% |
| 2018 | 0.53x | $412.14 Million | $783.48 Million | ▲ +29.1% |
| 2017 | 0.41x | $357.32 Million | $876.89 Million | ▼ -8.6% |
| 2016 | 0.45x | $365.12 Million | $819.30 Million | ▲ +0.8% |
| 2015 | 0.44x | $373.79 Million | $845.30 Million | ▼ -24.1% |
| 2014 | 0.58x | $341.66 Million | $586.13 Million | ▲ +5.0% |
| 2013 | 0.56x | $309.17 Million | $556.99 Million | ▲ +33.5% |
| 2012 | 0.42x | $264.55 Million | $636.44 Million | ▲ +8.4% |
| 2011 | 0.38x | $240.13 Million | $626.02 Million | ▲ +42.7% |
| 2010 | 0.27x | $218.70 Million | $813.77 Million | ▼ -44.8% |
| 2009 | 0.49x | $206.59 Million | $424.19 Million | ▲ +12.9% |
| 2008 | 0.43x | $181.00 Million | $419.59 Million | ▼ -0.7% |
| 2007 | 0.43x | $174.25 Million | $400.98 Million | ▼ -15.1% |
| 2006 | 0.51x | $169.44 Million | $330.86 Million | ▲ +40.5% |
| 2005 | 0.36x | $108.28 Million | $297.00 Million | ▼ -31.9% |
| 2004 | 0.54x | $112.81 Million | $210.70 Million | ▼ -0.7% |
| 2003 | 0.54x | $98.86 Million | $183.35 Million | ▼ -12.8% |
| 2002 | 0.62x | $89.94 Million | $145.40 Million | ▲ +10.9% |
| 2001 | 0.56x | $72.82 Million | $130.62 Million | ▲ +86.4% |
| 2000 | 0.30x | $49.82 Million | $166.54 Million | ▼ -51.6% |
| 1999 | 0.62x | $37.20 Million | $60.20 Million | ▲ +4.2% |
| 1998 | 0.59x | $24.80 Million | $41.80 Million | ▼ -7.0% |
| 1997 | 0.64x | $18.70 Million | $29.30 Million | ▼ -0.1% |
| 1996 | 0.64x | $14.70 Million | $23.00 Million | ▲ +92.4% |
| 1995 | 0.33x | $9.70 Million | $29.20 Million | ▼ -28.7% |
| 1994 | 0.47x | $6.80 Million | $14.60 Million | ▼ -39.1% |
| 1993 | 0.76x | $9.40 Million | $12.30 Million | ▲ +34.8% |
| 1992 | 0.57x | $5.50 Million | $9.70 Million | ▼ -2.8% |
| 1991 | 0.58x | $4.90 Million | $8.40 Million | ▲ +7.6% |
| 1990 | 0.54x | $3.20 Million | $5.90 Million | — |