Jack Henry & Associates Inc (JKHY) — Financial Flexibility Index
Jack Henry & Associates Inc (JKHY) has a Financial Flexibility Index of 0.22x as of March 2026. Free cash flow of $202.55 Million (operating CF $186.03 Million minus capex $16.52 Million) represents 0% of total liabilities ($915.75 Million). Check JKHY cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Jack Henry & Associates Inc Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for Jack Henry & Associates Inc across 36 annual periods. For the full cash flow conversion analysis, see Jack Henry & Associates Inc (JKHY) cash flow conversion.
Annual Financial Flexibility Index for Jack Henry & Associates Inc (1990–2025)
Year-by-year free cash flow to debt coverage for Jack Henry & Associates Inc. Explore Jack Henry & Associates Inc (JKHY) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.76x | $694.86 Million | $641.50 Million | $913.14 Million | ▲ +11.0% |
| 2024 | 0.69x | $626.16 Million | $568.04 Million | $913.14 Million | ▼ -53.4% |
| 2023 | 1.47x | $588.54 Million | $381.56 Million | $399.73 Million | ▲ +146.5% |
| 2022 | 0.60x | $696.02 Million | $504.63 Million | $1.17 Billion | ▲ +3.5% |
| 2021 | 0.58x | $619.97 Million | $462.13 Million | $1.07 Billion | ▼ -26.3% |
| 2020 | 0.78x | $688.04 Million | $510.53 Million | $878.79 Million | ▲ +14.7% |
| 2019 | 0.68x | $484.73 Million | $431.13 Million | $710.21 Million | ▲ +18.2% |
| 2018 | 0.58x | $452.28 Million | $412.14 Million | $783.48 Million | ▲ +26.8% |
| 2017 | 0.46x | $399.27 Million | $357.32 Million | $876.89 Million | ▼ -11.5% |
| 2016 | 0.51x | $421.44 Million | $365.12 Million | $819.30 Million | ▲ +1.5% |
| 2015 | 0.51x | $428.20 Million | $373.79 Million | $845.30 Million | ▼ -20.8% |
| 2014 | 0.64x | $374.84 Million | $341.66 Million | $586.13 Million | ▲ +0.2% |
| 2013 | 0.64x | $355.43 Million | $309.17 Million | $556.99 Million | ▲ +32.7% |
| 2012 | 0.48x | $305.99 Million | $264.55 Million | $636.44 Million | ▲ +10.6% |
| 2011 | 0.43x | $272.22 Million | $240.13 Million | $626.02 Million | ▲ +29.5% |
| 2010 | 0.34x | $273.21 Million | $218.70 Million | $813.77 Million | ▼ -40.2% |
| 2009 | 0.56x | $238.15 Million | $206.59 Million | $424.19 Million | ▲ +11.1% |
| 2008 | 0.51x | $212.11 Million | $181.00 Million | $419.59 Million | ▼ -2.8% |
| 2007 | 0.52x | $208.45 Million | $174.25 Million | $400.98 Million | ▼ -19.9% |
| 2006 | 0.65x | $214.83 Million | $169.44 Million | $330.86 Million | ▲ +16.0% |
| 2005 | 0.56x | $166.32 Million | $108.28 Million | $297.00 Million | ▼ -29.1% |
| 2004 | 0.79x | $166.36 Million | $112.81 Million | $210.70 Million | ▼ 0.0% |
| 2003 | 0.79x | $144.82 Million | $98.86 Million | $183.35 Million | ▼ -17.6% |
| 2002 | 0.96x | $139.45 Million | $89.94 Million | $145.40 Million | ▼ -4.1% |
| 2001 | 1.00x | $130.60 Million | $72.82 Million | $130.62 Million | ▲ +102.0% |
| 2000 | 0.50x | $82.44 Million | $49.82 Million | $166.54 Million | ▼ -60.8% |
| 1999 | 1.26x | $76.00 Million | $37.20 Million | $60.20 Million | ▲ +61.9% |
| 1998 | 0.78x | $32.60 Million | $24.80 Million | $41.80 Million | ▼ -21.2% |
| 1997 | 0.99x | $29.00 Million | $18.70 Million | $29.30 Million | ▲ +15.6% |
| 1996 | 0.86x | $19.70 Million | $14.70 Million | $23.00 Million | ▲ +65.6% |
| 1995 | 0.52x | $15.10 Million | $9.70 Million | $29.20 Million | ▼ -17.9% |
| 1994 | 0.63x | $9.20 Million | $6.80 Million | $14.60 Million | ▼ -17.5% |
| 1993 | 0.76x | $9.40 Million | $9.40 Million | $12.30 Million | ▲ +34.8% |
| 1992 | 0.57x | $5.50 Million | $5.50 Million | $9.70 Million | ▼ -2.8% |
| 1991 | 0.58x | $4.90 Million | $4.90 Million | $8.40 Million | ▼ -16.1% |
| 1990 | 0.69x | $4.10 Million | $3.20 Million | $5.90 Million | — |