Jack Henry & Associates Inc (JKHY) — Financial Flexibility Index

Latest as of December 2025: 0.20x

Jack Henry & Associates Inc (JKHY) has a Financial Flexibility Index of 0.20x as of December 2025. Free cash flow of $173.88 Million (operating CF $152.66 Million minus capex $21.22 Million) represents 0% of total liabilities ($856.99 Million). Also explore net asset growth rate of Jack Henry & Associates Inc to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.20x
Free Cash Flow / Total Liabilities

Free Cash Flow

$173.88 Million
Operating CF − Capex

Total Liabilities

$856.99 Million
USD

Capital Expenditures

$21.22 Million
USD

Jack Henry & Associates Inc Financial Flexibility Index (1990–2025)

Historical Financial Flexibility Index trend for Jack Henry & Associates Inc across 36 annual periods. Check JKHY strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Jack Henry & Associates Inc (1990–2025)

Year-by-year free cash flow to debt coverage for Jack Henry & Associates Inc. For the full company profile including market capitalisation, see Jack Henry & Associates Inc stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.76x $694.86 Million $641.50 Million $913.14 Million ▲ +11.0%
2024 0.69x $626.16 Million $568.04 Million $913.14 Million ▼ -53.4%
2023 1.47x $588.54 Million $381.56 Million $399.73 Million ▲ +146.5%
2022 0.60x $696.02 Million $504.63 Million $1.17 Billion ▲ +3.5%
2021 0.58x $619.97 Million $462.13 Million $1.07 Billion ▼ -26.3%
2020 0.78x $688.04 Million $510.53 Million $878.79 Million ▲ +14.7%
2019 0.68x $484.73 Million $431.13 Million $710.21 Million ▲ +18.2%
2018 0.58x $452.28 Million $412.14 Million $783.48 Million ▲ +26.8%
2017 0.46x $399.27 Million $357.32 Million $876.89 Million ▼ -11.5%
2016 0.51x $421.44 Million $365.12 Million $819.30 Million ▲ +1.5%
2015 0.51x $428.20 Million $373.79 Million $845.30 Million ▼ -20.8%
2014 0.64x $374.84 Million $341.66 Million $586.13 Million ▲ +0.2%
2013 0.64x $355.43 Million $309.17 Million $556.99 Million ▲ +32.7%
2012 0.48x $305.99 Million $264.55 Million $636.44 Million ▲ +10.6%
2011 0.43x $272.22 Million $240.13 Million $626.02 Million ▲ +29.5%
2010 0.34x $273.21 Million $218.70 Million $813.77 Million ▼ -40.2%
2009 0.56x $238.15 Million $206.59 Million $424.19 Million ▲ +11.1%
2008 0.51x $212.11 Million $181.00 Million $419.59 Million ▼ -2.8%
2007 0.52x $208.45 Million $174.25 Million $400.98 Million ▼ -19.9%
2006 0.65x $214.83 Million $169.44 Million $330.86 Million ▲ +16.0%
2005 0.56x $166.32 Million $108.28 Million $297.00 Million ▼ -29.1%
2004 0.79x $166.36 Million $112.81 Million $210.70 Million ▼ 0.0%
2003 0.79x $144.82 Million $98.86 Million $183.35 Million ▼ -17.6%
2002 0.96x $139.45 Million $89.94 Million $145.40 Million ▼ -4.1%
2001 1.00x $130.60 Million $72.82 Million $130.62 Million ▲ +102.0%
2000 0.50x $82.44 Million $49.82 Million $166.54 Million ▼ -60.8%
1999 1.26x $76.00 Million $37.20 Million $60.20 Million ▲ +61.9%
1998 0.78x $32.60 Million $24.80 Million $41.80 Million ▼ -21.2%
1997 0.99x $29.00 Million $18.70 Million $29.30 Million ▲ +15.6%
1996 0.86x $19.70 Million $14.70 Million $23.00 Million ▲ +65.6%
1995 0.52x $15.10 Million $9.70 Million $29.20 Million ▼ -17.9%
1994 0.63x $9.20 Million $6.80 Million $14.60 Million ▼ -17.5%
1993 0.76x $9.40 Million $9.40 Million $12.30 Million ▲ +34.8%
1992 0.57x $5.50 Million $5.50 Million $9.70 Million ▼ -2.8%
1991 0.58x $4.90 Million $4.90 Million $8.40 Million ▼ -16.1%
1990 0.69x $4.10 Million $3.20 Million $5.90 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities