NI Holdings Inc (NODK) — Cash Flow-to-Debt Ratio
NI Holdings Inc (NODK) has a Cash Flow-to-Debt Ratio of -0.15x as of September 2025, meaning its operating cash flow of $-44.80 Million could theoretically repay 0% of its total liabilities ($300.01 Million) in one year. See NI Holdings Inc (NODK) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
NI Holdings Inc Cash Flow-to-Debt Ratio (2014–2024)
Historical debt coverage capacity for NI Holdings Inc across 11 annual periods. Also explore NI Holdings Inc net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for NI Holdings Inc (2014–2024)
Year-by-year debt coverage analysis for NI Holdings Inc. For market capitalisation and broader financial context, see NI Holdings Inc (NODK) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.14x | $38.51 Million | $281.91 Million | ▲ +92.1% |
| 2023 | 0.07x | $25.97 Million | $365.28 Million | ▲ +184.5% |
| 2022 | -0.08x | $-30.39 Million | $361.02 Million | ▼ -187.8% |
| 2021 | 0.10x | $29.17 Million | $304.37 Million | ▼ -49.5% |
| 2020 | 0.19x | $51.01 Million | $268.73 Million | ▲ +46.7% |
| 2019 | 0.13x | $25.66 Million | $198.36 Million | ▲ +12.8% |
| 2018 | 0.11x | $20.95 Million | $182.74 Million | ▼ -24.4% |
| 2017 | 0.15x | $18.43 Million | $121.42 Million | ▲ +160.2% |
| 2016 | 0.06x | $7.31 Million | $125.28 Million | ▼ -63.1% |
| 2015 | 0.16x | $17.18 Million | $108.71 Million | ▲ +69.3% |
| 2014 | 0.09x | $10.41 Million | $111.52 Million | — |