NI Holdings Inc (NODK) — Financial Flexibility Index
NI Holdings Inc (NODK) has a Financial Flexibility Index of -0.15x as of September 2025. Free cash flow of $-44.77 Million (operating CF $-44.80 Million minus capex $35.00K) represents 0% of total liabilities ($300.01 Million). Also explore NODK net assets growth trend to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NI Holdings Inc Financial Flexibility Index (2014–2024)
Historical Financial Flexibility Index trend for NI Holdings Inc across 11 annual periods. Check asset allocation strategy of NI Holdings Inc to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for NI Holdings Inc (2014–2024)
Year-by-year free cash flow to debt coverage for NI Holdings Inc. For the full company profile including market capitalisation, see NODK stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.14x | $39.50 Million | $38.51 Million | $281.91 Million | ▲ +89.9% |
| 2023 | 0.07x | $26.94 Million | $25.97 Million | $365.28 Million | ▲ +191.1% |
| 2022 | -0.08x | $-29.23 Million | $-30.39 Million | $361.02 Million | ▼ -182.5% |
| 2021 | 0.10x | $29.86 Million | $29.17 Million | $304.37 Million | ▼ -48.9% |
| 2020 | 0.19x | $51.55 Million | $51.01 Million | $268.73 Million | ▲ +41.2% |
| 2019 | 0.14x | $26.95 Million | $25.66 Million | $198.36 Million | ▲ +10.3% |
| 2018 | 0.12x | $22.51 Million | $20.95 Million | $182.74 Million | ▼ -24.3% |
| 2017 | 0.16x | $19.76 Million | $18.43 Million | $121.42 Million | ▲ +159.6% |
| 2016 | 0.06x | $7.86 Million | $7.31 Million | $125.28 Million | ▼ -61.5% |
| 2015 | 0.16x | $17.71 Million | $17.18 Million | $108.71 Million | ▲ +64.7% |
| 2014 | 0.10x | $11.03 Million | $10.41 Million | $111.52 Million | — |