NI Holdings Inc (NODK) — Financial Flexibility Index
NI Holdings Inc (NODK) has a Financial Flexibility Index of -0.15x as of September 2025. Free cash flow of $-44.77 Million (operating CF $-44.80 Million minus capex $35.00K) represents 0% of total liabilities ($300.01 Million). Check NI Holdings Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NI Holdings Inc Financial Flexibility Index (2014–2024)
Historical Financial Flexibility Index trend for NI Holdings Inc across 11 annual periods. See NI Holdings Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for NI Holdings Inc (2014–2024)
Year-by-year free cash flow to debt coverage for NI Holdings Inc. For the full company profile including market capitalisation, see market cap of NI Holdings Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.14x | $39.50 Million | $38.51 Million | $281.91 Million | ▲ +89.9% |
| 2023 | 0.07x | $26.94 Million | $25.97 Million | $365.28 Million | ▲ +191.1% |
| 2022 | -0.08x | $-29.23 Million | $-30.39 Million | $361.02 Million | ▼ -182.5% |
| 2021 | 0.10x | $29.86 Million | $29.17 Million | $304.37 Million | ▼ -48.9% |
| 2020 | 0.19x | $51.55 Million | $51.01 Million | $268.73 Million | ▲ +41.2% |
| 2019 | 0.14x | $26.95 Million | $25.66 Million | $198.36 Million | ▲ +10.3% |
| 2018 | 0.12x | $22.51 Million | $20.95 Million | $182.74 Million | ▼ -24.3% |
| 2017 | 0.16x | $19.76 Million | $18.43 Million | $121.42 Million | ▲ +159.6% |
| 2016 | 0.06x | $7.86 Million | $7.31 Million | $125.28 Million | ▼ -61.5% |
| 2015 | 0.16x | $17.71 Million | $17.18 Million | $108.71 Million | ▲ +64.7% |
| 2014 | 0.10x | $11.03 Million | $10.41 Million | $111.52 Million | — |