NI Holdings Inc (NODK) — Financial Flexibility Index
NI Holdings Inc (NODK) has a Financial Flexibility Index of -0.15x as of September 2025. Free cash flow of $-44.77 Million (operating CF $-44.80 Million minus capex $35.00K) represents 0% of total liabilities ($300.01 Million). Check NODK total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NI Holdings Inc Financial Flexibility Index (2014–2024)
Historical Financial Flexibility Index trend for NI Holdings Inc across 11 annual periods. For the full cash flow conversion analysis, see NODK operating cash flow.
Annual Financial Flexibility Index for NI Holdings Inc (2014–2024)
Year-by-year free cash flow to debt coverage for NI Holdings Inc. Explore NI Holdings Inc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.14x | $39.50 Million | $38.51 Million | $281.91 Million | ▲ +89.9% |
| 2023 | 0.07x | $26.94 Million | $25.97 Million | $365.28 Million | ▲ +191.1% |
| 2022 | -0.08x | $-29.23 Million | $-30.39 Million | $361.02 Million | ▼ -182.5% |
| 2021 | 0.10x | $29.86 Million | $29.17 Million | $304.37 Million | ▼ -48.9% |
| 2020 | 0.19x | $51.55 Million | $51.01 Million | $268.73 Million | ▲ +41.2% |
| 2019 | 0.14x | $26.95 Million | $25.66 Million | $198.36 Million | ▲ +10.3% |
| 2018 | 0.12x | $22.51 Million | $20.95 Million | $182.74 Million | ▼ -24.3% |
| 2017 | 0.16x | $19.76 Million | $18.43 Million | $121.42 Million | ▲ +159.6% |
| 2016 | 0.06x | $7.86 Million | $7.31 Million | $125.28 Million | ▼ -61.5% |
| 2015 | 0.16x | $17.71 Million | $17.18 Million | $108.71 Million | ▲ +64.7% |
| 2014 | 0.10x | $11.03 Million | $10.41 Million | $111.52 Million | — |