NI Holdings Inc (NODK) — Defensive Interval Ratio
NI Holdings Inc (NODK) has a Defensive Interval Ratio of 6548 days as of September 2025. Defensive assets of $212.25 Million (cash $-, short-term investments $136.18 Million, receivables $76.07 Million) cover 6548 days of daily cash needs of $32.42K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
NI Holdings Inc Defensive Interval Ratio (2014–2024)
This chart shows how NI Holdings Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2014 to 2024. As of September 2025, the ratio stands at 6548 days, meaning defensive assets of $212.25 Million can fund 6548 days of operations without new revenue. For the complete balance sheet picture, see NI Holdings Inc (NODK) total assets.
Annual Defensive Interval Ratio for NI Holdings Inc (2014–2024)
The table below presents the year-by-year Defensive Interval Ratio for NI Holdings Inc from 2014 to 2024, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See NI Holdings Inc (NODK) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 11652 days | $227.49 Million | $19.52K/day | $- | $141.04 Million | ▲ +10952 days |
| 2023 | 700 days | $368.01 Million | $525.81K/day | $- | $289.40 Million | ▼ -978 days |
| 2022 | 1678 days | $64.18 Million | $38.26K/day | $- | $2.00 Million | ▼ -488348 days |
| 2021 | 490026 days | $437.67 Million | $893.15/day | $- | $364.65 Million | ▲ +400378 days |
| 2020 | 89648 days | $384.38 Million | $4.29K/day | $- | $320.41 Million | ▼ -663778 days |
| 2019 | 753427 days | $350.91 Million | $465.75/day | $- | $295.94 Million | ▲ +278987 days |
| 2018 | 474440 days | $356.15 Million | $750.68/day | $- | $303.47 Million | ▲ +197637 days |
| 2017 | 276803 days | $324.58 Million | $1.17K/day | $- | $284.32 Million | ▼ -1934339 days |
| 2016 | 2211142 days | $236.26 Million | $106.85/day | $- | $187.39 Million | ▲ +2060642 days |
| 2015 | 150500 days | $221.42 Million | $1.47K/day | $- | $181.23 Million | ▼ -330114 days |
| 2014 | 480613 days | $204.10 Million | $424.66/day | $- | $162.41 Million | — |