Patriot National Bancorp Inc (PNBK) — Cash Flow-to-Debt Ratio
Patriot National Bancorp Inc (PNBK) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $-5.63 Million could theoretically repay 0% of its total liabilities ($1.23 Billion) in one year. See financial flexibility index of Patriot National Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Patriot National Bancorp Inc Cash Flow-to-Debt Ratio (1994–2025)
Historical debt coverage capacity for Patriot National Bancorp Inc across 32 annual periods. For the full cash flow conversion analysis, see Patriot National Bancorp Inc (PNBK) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Patriot National Bancorp Inc (1994–2025)
Year-by-year debt coverage analysis for Patriot National Bancorp Inc. Check PNBK cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | $-14.17 Million | $993.16 Million | ▼ -636.0% |
| 2024 | 0.00x | $2.68 Million | $1.01 Billion | ▲ +126.1% |
| 2023 | -0.01x | $-10.71 Million | $1.05 Billion | ▼ -242.8% |
| 2022 | 0.01x | $7.04 Million | $983.78 Million | ▼ -17.0% |
| 2021 | 0.01x | $7.60 Million | $881.14 Million | ▲ +12.2% |
| 2020 | 0.01x | $6.28 Million | $817.51 Million | ▲ +158.9% |
| 2019 | -0.01x | $-11.91 Million | $912.84 Million | ▼ -318.5% |
| 2018 | 0.01x | $5.27 Million | $882.36 Million | ▼ -35.6% |
| 2017 | 0.01x | $7.29 Million | $785.33 Million | ▲ +42.4% |
| 2016 | 0.01x | $4.53 Million | $694.08 Million | ▼ -32.0% |
| 2015 | 0.01x | $5.67 Million | $591.89 Million | ▼ -75.5% |
| 2014 | 0.04x | $22.48 Million | $573.89 Million | ▲ +516.8% |
| 2013 | -0.01x | $-4.70 Million | $499.41 Million | ▼ -69.4% |
| 2012 | -0.01x | $-3.15 Million | $568.29 Million | ▼ -249.8% |
| 2011 | 0.00x | $-976.07K | $615.27 Million | ▲ +60.7% |
| 2010 | 0.00x | $-2.89 Million | $717.15 Million | ▲ +65.8% |
| 2009 | -0.01x | $-9.80 Million | $830.56 Million | ▼ -785.6% |
| 2008 | 0.00x | $1.47 Million | $854.58 Million | ▼ -71.3% |
| 2007 | 0.01x | $4.44 Million | $740.69 Million | ▼ -19.4% |
| 2006 | 0.01x | $4.33 Million | $581.70 Million | ▲ +4.9% |
| 2005 | 0.01x | $3.12 Million | $439.27 Million | ▲ +28.4% |
| 2004 | 0.01x | $2.13 Million | $385.29 Million | ▼ -43.3% |
| 2003 | 0.01x | $3.16 Million | $323.69 Million | ▲ +4.1% |
| 2002 | 0.01x | $2.15 Million | $229.95 Million | ▼ -18.9% |
| 2001 | 0.01x | $2.14 Million | $185.16 Million | ▲ +74.0% |
| 2000 | 0.01x | $1.20 Million | $181.20 Million | ▲ +18.9% |
| 1999 | 0.01x | $915.31K | $163.96 Million | ▼ -37.1% |
| 1998 | 0.01x | $800.00K | $90.20 Million | ▲ +54.3% |
| 1997 | 0.01x | $400.00K | $69.60 Million | ▼ -60.2% |
| 1996 | 0.01x | $700.00K | $48.50 Million | ▲ +124.2% |
| 1995 | -0.06x | $-2.30 Million | $38.50 Million | ▲ +38.5% |
| 1994 | -0.10x | $-1.70 Million | $17.50 Million | — |