Patriot National Bancorp Inc (PNBK) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Patriot National Bancorp Inc (PNBK) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-2.37 Million (operating CF $-2.91 Million minus capex $545.00K) represents 0% of total liabilities ($1.09 Billion). Check how strategically is Patriot National Bancorp Inc's equity deployed to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-2.37 Million
Operating CF − Capex

Total Liabilities

$1.09 Billion
USD

Capital Expenditures

$545.00K
USD

Patriot National Bancorp Inc Financial Flexibility Index (1994–2025)

Historical Financial Flexibility Index trend for Patriot National Bancorp Inc across 32 annual periods. See PNBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Patriot National Bancorp Inc (1994–2025)

Year-by-year free cash flow to debt coverage for Patriot National Bancorp Inc. For the full company profile including market capitalisation, see Patriot National Bancorp Inc stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.01x $-14.00 Million $-14.17 Million $993.16 Million ▼ -618.9%
2024 0.00x $2.74 Million $2.68 Million $1.01 Billion ▲ +127.7%
2023 -0.01x $-10.30 Million $-10.71 Million $1.05 Billion ▼ -229.7%
2022 0.01x $7.45 Million $7.04 Million $983.78 Million ▼ -16.9%
2021 0.01x $8.03 Million $7.60 Million $881.14 Million ▲ +17.2%
2020 0.01x $6.35 Million $6.28 Million $817.51 Million ▲ +162.4%
2019 -0.01x $-11.36 Million $-11.91 Million $912.84 Million ▼ -271.2%
2018 0.01x $6.41 Million $5.27 Million $882.36 Million ▼ -44.8%
2017 0.01x $10.35 Million $7.29 Million $785.33 Million ▲ +13.6%
2016 0.01x $8.05 Million $4.53 Million $694.08 Million ▼ -42.3%
2015 0.02x $11.91 Million $5.67 Million $591.89 Million ▼ -62.6%
2014 0.05x $30.87 Million $22.48 Million $573.89 Million ▲ +633.1%
2013 0.01x $3.66 Million $-4.70 Million $499.41 Million ▲ +271.8%
2012 0.00x $-2.43 Million $-3.15 Million $568.29 Million ▼ -869.5%
2011 0.00x $-271.04K $-976.07K $615.27 Million ▲ +87.1%
2010 0.00x $-2.45 Million $-2.89 Million $717.15 Million ▲ +70.1%
2009 -0.01x $-9.49 Million $-9.80 Million $830.56 Million ▼ -400.8%
2008 0.00x $3.25 Million $1.47 Million $854.58 Million ▼ -71.2%
2007 0.01x $9.77 Million $4.44 Million $740.69 Million ▲ +23.9%
2006 0.01x $6.19 Million $4.33 Million $581.70 Million ▲ +15.1%
2005 0.01x $4.06 Million $3.12 Million $439.27 Million ▲ +5.4%
2004 0.01x $3.38 Million $2.13 Million $385.29 Million ▼ -32.6%
2003 0.01x $4.21 Million $3.16 Million $323.69 Million ▲ +33.3%
2002 0.01x $2.25 Million $2.15 Million $229.95 Million ▼ -33.1%
2001 0.01x $2.70 Million $2.14 Million $185.16 Million ▲ +84.1%
2000 0.01x $1.44 Million $1.20 Million $181.20 Million ▼ -10.3%
1999 0.01x $1.45 Million $915.31K $163.96 Million ▼ -11.4%
1998 0.01x $900.00K $800.00K $90.20 Million ▲ +15.7%
1997 0.01x $600.00K $400.00K $69.60 Million ▼ -47.7%
1996 0.02x $800.00K $700.00K $48.50 Million ▲ +128.9%
1995 -0.06x $-2.20 Million $-2.30 Million $38.50 Million ▲ +28.6%
1994 -0.08x $-1.40 Million $-1.70 Million $17.50 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities