PTC India Financial Services Limited (PFS) — Cash Flow-to-Debt Ratio
PTC India Financial Services Limited (PFS) has a Cash Flow-to-Debt Ratio of 0.49x as of September 2025, meaning its operating cash flow of Rs11.66 Billion could theoretically repay 0% of its total liabilities (Rs23.73 Billion) in one year. See cash generation quality of PTC India Financial Services Limited to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PTC India Financial Services Limited Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for PTC India Financial Services Limited across 18 annual periods. Also explore PFS shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for PTC India Financial Services Limited (2008–2025)
Year-by-year debt coverage analysis for PTC India Financial Services Limited. For market capitalisation and broader financial context, see PTC India Financial Services Limited stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.39x | Rs11.39 Billion | Rs29.28 Billion | ▼ -39.5% |
| 2024 | 0.64x | Rs25.63 Billion | Rs39.86 Billion | ▲ +76.9% |
| 2023 | 0.36x | Rs18.87 Billion | Rs51.92 Billion | ▼ -3.1% |
| 2022 | 0.38x | Rs27.21 Billion | Rs72.52 Billion | ▲ +169.4% |
| 2021 | 0.14x | Rs13.11 Billion | Rs94.13 Billion | ▼ -58.9% |
| 2020 | 0.34x | Rs32.28 Billion | Rs95.27 Billion | ▲ +1494.4% |
| 2019 | 0.02x | Rs2.36 Billion | Rs111.27 Billion | ▲ +117.3% |
| 2018 | -0.12x | Rs-12.98 Billion | Rs105.53 Billion | ▼ -15.4% |
| 2017 | -0.11x | Rs-8.88 Billion | Rs83.33 Billion | ▲ +35.3% |
| 2016 | -0.16x | Rs-11.67 Billion | Rs70.80 Billion | ▼ -16.6% |
| 2015 | -0.14x | Rs-7.51 Billion | Rs53.13 Billion | ▲ +72.4% |
| 2014 | -0.51x | Rs-20.80 Billion | Rs40.65 Billion | ▼ -2.9% |
| 2013 | -0.50x | Rs-8.32 Billion | Rs16.73 Billion | ▼ -8.7% |
| 2012 | -0.46x | Rs-3.63 Billion | Rs7.92 Billion | ▲ +24.0% |
| 2011 | -0.60x | Rs-4.11 Billion | Rs6.81 Billion | ▲ +55.9% |
| 2010 | -1.37x | Rs-4.41 Billion | Rs3.23 Billion | ▼ -515.7% |
| 2009 | 0.33x | Rs69.68 Million | Rs212.01 Million | ▼ -40.5% |
| 2008 | 0.55x | Rs12.42 Million | Rs22.49 Million | — |