Blend Labs Inc (BLND) — Cash Flow-to-Debt Ratio
Blend Labs Inc (BLND) has a Cash Flow-to-Debt Ratio of 0.03x as of March 2026, meaning its operating cash flow of $7.35 Million could theoretically repay 0% of its total liabilities ($217.17 Million) in one year. See BLND free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Blend Labs Inc Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Blend Labs Inc across 7 annual periods. For the full cash flow conversion analysis, see Blend Labs Inc (BLND) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Blend Labs Inc (2019–2025)
Year-by-year debt coverage analysis for Blend Labs Inc. Check how high is Blend Labs Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $11.51 Million | $200.60 Million | ▲ +180.1% |
| 2024 | -0.07x | $-13.04 Million | $181.99 Million | ▲ +89.9% |
| 2023 | -0.71x | $-127.62 Million | $179.12 Million | ▼ -0.6% |
| 2022 | -0.71x | $-190.42 Million | $268.84 Million | ▼ -67.7% |
| 2021 | -0.42x | $-127.50 Million | $301.89 Million | ▲ +66.0% |
| 2020 | -1.24x | $-65.01 Million | $52.41 Million | ▲ +44.6% |
| 2019 | -2.24x | $-58.94 Million | $26.33 Million | — |