Blend Labs Inc (BLND) — Defensive Interval Ratio

Latest as of March 2026: 304 days

Blend Labs Inc (BLND) has a Defensive Interval Ratio of 304 days as of March 2026. Defensive assets of $42.85 Million (cash $-, short-term investments $21.61 Million, receivables $21.25 Million) cover 304 days of daily cash needs of $140.96K/day. See BLND current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

304 days
Days of operational coverage

Defensive Assets

$42.85 Million
Cash + ST Investments + Receivables

Daily Cash Need

$140.96K
Current Liabilities ÷ 365

Current Liabilities

$51.45 Million
USD

Blend Labs Inc Defensive Interval Ratio (2019–2025)

This chart shows how Blend Labs Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 304 days, meaning defensive assets of $42.85 Million can fund 304 days of operations without new revenue. See Blend Labs Inc net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Blend Labs Inc (2019–2025)

The table below presents the year-by-year Defensive Interval Ratio for Blend Labs Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Blend Labs Inc.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 358 days $38.79 Million $108.31K/day $- $24.74 Million ▼ -355 days
2024 713 days $76.14 Million $106.71K/day $- $56.23 Million ▼ -742 days
2023 1455 days $125.90 Million $86.50K/day $- $105.96 Million ▼ -1157 days
2022 2613 days $253.92 Million $97.19K/day $- $229.95 Million ▲ +341 days
2021 2271 days $373.58 Million $164.47K/day $- $334.15 Million ▲ +866 days
2020 1405 days $134.85 Million $95.97K/day $- $110.63 Million ▼ -534 days
2019 1939 days $115.46 Million $59.54K/day $- $104.62 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)