Blend Labs Inc (BLND) — Financial Flexibility Index

Latest as of March 2026: 0.04x

Blend Labs Inc (BLND) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $8.47 Million (operating CF $7.35 Million minus capex $1.12 Million) represents 0% of total liabilities ($217.17 Million). Check Blend Labs Inc (BLND) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

$8.47 Million
Operating CF − Capex

Total Liabilities

$217.17 Million
USD

Capital Expenditures

$1.12 Million
USD

Blend Labs Inc Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Blend Labs Inc across 7 annual periods. For the full cash flow conversion analysis, see Blend Labs Inc operating cash flow efficiency.

Annual Financial Flexibility Index for Blend Labs Inc (2019–2025)

Year-by-year free cash flow to debt coverage for Blend Labs Inc. Explore BLND debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.12x $23.11 Million $11.51 Million $200.60 Million ▲ +755.1%
2024 -0.02x $-3.20 Million $-13.04 Million $181.99 Million ▲ +97.5%
2023 -0.71x $-127.03 Million $-127.62 Million $179.12 Million ▼ -1.2%
2022 -0.70x $-188.35 Million $-190.42 Million $268.84 Million ▼ -68.4%
2021 -0.42x $-125.62 Million $-127.50 Million $301.89 Million ▲ +65.8%
2020 -1.22x $-63.69 Million $-65.01 Million $52.41 Million ▲ +45.1%
2019 -2.21x $-58.32 Million $-58.94 Million $26.33 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities