Hagerty Inc (HGTY) — Cash Flow-to-Debt Ratio

Latest as of June 2026: 0.14x

Hagerty Inc (HGTY) has a Cash Flow-to-Debt Ratio of 0.14x as of June 2026, meaning its operating cash flow of $186.16 Million could theoretically repay 0% of its total liabilities ($1.36 Billion) in one year. See Hagerty Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.14x
Operating CF / Total Liabilities

Operating Cash Flow

$186.16 Million
USD

Total Liabilities

$1.36 Billion
USD

Data as of

Jun 2026
Most recent filing

Hagerty Inc Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for Hagerty Inc across 7 annual periods. For the full cash flow conversion analysis, see HGTY cash generation efficiency.

Annual Cash Flow-to-Debt Ratio for Hagerty Inc (2019–2025)

Year-by-year debt coverage analysis for Hagerty Inc. Check earnings quality score of Hagerty Inc to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.17x $218.99 Million $1.32 Billion ▲ +10.7%
2024 0.15x $177.02 Million $1.19 Billion ▲ +9.6%
2023 0.14x $144.95 Million $1.06 Billion ▲ +126.6%
2022 0.06x $55.33 Million $920.51 Million ▲ +7.0%
2021 0.06x $42.28 Million $752.58 Million ▼ -68.1%
2020 0.18x $84.57 Million $480.16 Million ▲ +17.0%
2019 0.15x $50.09 Million $332.82 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.