Hagerty Inc (HGTY) — Defensive Interval Ratio

Latest as of March 2026: 184 days

Hagerty Inc (HGTY) has a Defensive Interval Ratio of 184 days as of March 2026. Defensive assets of $564.64 Million (cash $-, short-term investments $263.95 Million, receivables $300.69 Million) cover 184 days of daily cash needs of $3.07 Million/day.

Defensive Interval Ratio

184 days
Days of operational coverage

Defensive Assets

$564.64 Million
Cash + ST Investments + Receivables

Daily Cash Need

$3.07 Million
Current Liabilities ÷ 365

Current Liabilities

$1.12 Billion
USD

Hagerty Inc Defensive Interval Ratio (2019–2024)

This chart shows how Hagerty Inc's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of March 2026, the ratio stands at 184 days, meaning defensive assets of $564.64 Million can fund 184 days of operations without new revenue. For the complete balance sheet picture, see Hagerty Inc balance sheet assets.

Annual Defensive Interval Ratio for Hagerty Inc (2019–2024)

The table below presents the year-by-year Defensive Interval Ratio for Hagerty Inc from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Hagerty Inc (HGTY) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 99 days $248.13 Million $2.51 Million/day $- $73.96 Million ▲ +272 days
2023 -173 days $-399.31 Million $2.31 Million/day $- $-615.95 Million ▼ -255 days
2022 82 days $149.19 Million $1.83 Million/day $- $-11.66 Million ▼ -287 days
2021 368 days $9.17 Million $24.89K/day $- $-123.72 Million ▲ +267 days
2020 102 days $107.17 Million $1.05 Million/day $- $- ▼ -33 days
2019 134 days $108.82 Million $809.14K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)