Hagerty Inc (HGTY) — Defensive Interval Ratio

Latest as of September 2025: 183 days

Hagerty Inc (HGTY) has a Defensive Interval Ratio of 183 days as of September 2025. Defensive assets of $607.91 Million (cash $-, short-term investments $130.15 Million, receivables $477.76 Million) cover 183 days of daily cash needs of $3.31 Million/day. Check HGTY intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

183 days
Days of operational coverage

Defensive Assets

$607.91 Million
Cash + ST Investments + Receivables

Daily Cash Need

$3.31 Million
Current Liabilities ÷ 365

Current Liabilities

$1.21 Billion
USD

Hagerty Inc Defensive Interval Ratio (2019–2024)

This chart shows how Hagerty Inc's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 183 days, meaning defensive assets of $607.91 Million can fund 183 days of operations without new revenue. Also explore how fast is Hagerty Inc growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Hagerty Inc (2019–2024)

The table below presents the year-by-year Defensive Interval Ratio for Hagerty Inc from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Hagerty Inc worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 99 days $248.13 Million $2.51 Million/day $- $73.96 Million ▲ +272 days
2023 -173 days $-399.31 Million $2.31 Million/day $- $-615.95 Million ▼ -255 days
2022 82 days $149.19 Million $1.83 Million/day $- $-11.66 Million ▼ -287 days
2021 368 days $9.17 Million $24.89K/day $- $-123.72 Million ▲ +267 days
2020 102 days $107.17 Million $1.05 Million/day $- $- ▼ -33 days
2019 134 days $108.82 Million $809.14K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)