Hagerty Inc (HGTY) — Defensive Interval Ratio
Hagerty Inc (HGTY) has a Defensive Interval Ratio of 183 days as of September 2025. Defensive assets of $607.91 Million (cash $-, short-term investments $130.15 Million, receivables $477.76 Million) cover 183 days of daily cash needs of $3.31 Million/day. See Hagerty Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hagerty Inc Defensive Interval Ratio (2019–2024)
This chart shows how Hagerty Inc's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 183 days, meaning defensive assets of $607.91 Million can fund 183 days of operations without new revenue. See HGTY net asset quality score to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Hagerty Inc (2019–2024)
The table below presents the year-by-year Defensive Interval Ratio for Hagerty Inc from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Hagerty Inc stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 99 days | $248.13 Million | $2.51 Million/day | $- | $73.96 Million | ▲ +272 days |
| 2023 | -173 days | $-399.31 Million | $2.31 Million/day | $- | $-615.95 Million | ▼ -255 days |
| 2022 | 82 days | $149.19 Million | $1.83 Million/day | $- | $-11.66 Million | ▼ -287 days |
| 2021 | 368 days | $9.17 Million | $24.89K/day | $- | $-123.72 Million | ▲ +267 days |
| 2020 | 102 days | $107.17 Million | $1.05 Million/day | $- | $- | ▼ -33 days |
| 2019 | 134 days | $108.82 Million | $809.14K/day | $- | $- | — |